Two Pennies Left

sassychick2014

Hey hon

Hope all is going well. Be great to hear how you're getting on. We miss you! xx

Fortune_Smiles

Hello everyone - can't believe it's over a month since I last posted. I am spending a lot more time off line these days so don't worry if you don't hear from me for a while.


So what have I been up to:

Money Saving

I had three main financial goals:

• Big Birthday Holiday - this is paid for but we will still need to find money for clothes and spending
• DS2's Wedding - we've now saved the full contribution we want to make
• Emergency Savings - I sacrificed a little of this to meet the other goals but we're now back up to 92% of the total required.

I'm still making preserves and liqueurs for Christmas hampers, PADing, OPing the mortgage, doing surveys, cooking from scratch and researching the best deals on purchases.


Money Making

• I've been working regularly and earning more each month than I've budgeted for
• I have two current painting commissions which will take me up until Christmas.

Home Improvements


Only small steps here as most of the focus has been on our money saving goals. However, once they are sorted I'll be looking at saving for an en-suite in the guest room.


Lillies


Lots to be grateful for here but Mr F has been away a lot for work so our adventures have been curtailed somewhat - helpful on the MS side though. The WI is introducing me to all sorts of new things which I am busy exploring - hence the lack of on-line activity.


I hope everyone is well and happy.


Fortune x

greent

Lovely to hear from you, FS - sounds like you've been busy


x

Goldiegirl

Hi FS, glad everything is going well

Karmacat

That's a great update, FS - maybe there's not much online activity, but plenty of it in RL

rtandon27

Welcome back Forture - so very good to hear from you!

:j:j:jYeah to plenty of RL adventures:j:j:j

sassychick2014

Morning hon

Great update - so chuffed for you!! Have a great week xx

muddywhitechicken

:wave: Fortune

Hope all is well. Loved the painting of Woozle

MWCx

Fortune_Smiles

Hello everyone


I'm back! Our plans for a quiet Christmas this year have gone awry and we now seem to have wave after wave of visitors between now and the New Year. I'm taking advantage of a rare day on our own to catch up on diaries and refocus.


Having planned a quiet Christmas I didn't feel the need to have a specific budget. Now things have changed I have no idea where we are money wise. I'm feeling a little out of control so back to posting it is.


Today's efforts:

• recorded our spending for the month
• reconciled the bank accounts
• made a huge batch of soup with any sulky veg I could find in the fridge. We had some for lunch today and the rest will go in the freezer to feed our guests over Christmas
• brought home some apples from an outing yesterday so cooked those up with the last of some gifted Bramleys. Those will go in the freezer ready to make a crumble when required
• added some final items to my Christmas food shopping order
• ordered some replacement hair/beauty products using CP vouchers and reward points to bring the cost down.

Happy to be getting my focus back.


I hope all's been going well with my forum friends.


Fortune x

beanielou

:wave: Good to see you.
Have a lovely time:)