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Two Pennies Left

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  • I work in the public sector, so a 1% pay rise for the next 4 years (max) is not a disaster, I know there are people far worse off than me. I'm just wondering if MPs are going to stick to the same 1% cap. Doubt it!
    Mortgage outstanding: [STRIKE]£47,750 (August 2014)[/STRIKE] [STRIKE][/STRIKE]£46,950 (Nov 14)[STRIKE][/STRIKE] £44,900 (June 2015)
    Student loan: Paid off June 2015 - 10 years & 2months.
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Errr ... what bucket? :rotfl:

    I have to provide my own bucket as part of my employment conditions??? :eek:

    :rotfl::rotfl::rotfl::rotfl:

    Greying x
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £182.09/£300 
    Non-food spend August 2025 £15.55/£50
    Bulk Fund August 2025 £0/£10 
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you Karma, Sassy and WishIwasstill25. The more I hear about the budget, the more I think we're all going to be worse off.


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I have to provide my own bucket as part of my employment conditions??? :eek:

    :rotfl::rotfl::rotfl::rotfl:

    Greying x


    Yup - make sure there's no hole in it ;)


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mr F has broken my hanging basket waterer. Basically, it's a plastic beaker with a long hooked plastic straw coming out of the top. You fill it up with water, squeeze the beaker and the water travels up and out of the top of the straw. I can't reach the hanging baskets without it! Worse, you can't buy them anymore! I am bereft :(


    Money Making:
    • started a new commission.
    Money Saving:
    • applied for one of this year's WI college bursaries. Don't ask, don't get :rotfl:
    • Pitta Pizza for lunch today
    • Prawn Chow Mein for supper
    • added lots of bits from the fridge that needed using up to both meals
    • a few pennies into the Marmit£ jar
    • an NSD.
    Home Improvement/Maintenance:
    • cleaned a bedroom.
    Health:
    • one slice of Banana & Wild Strawberry loaf
    • surprisingly I seem to be losing weight.
    Lilies:
    • the chance to catch up on some TV whilst doing the housework
    • starting a new radio drama whilst painting.
    I've a hairdresser's appointment next week and have decided to go short :eek: My hair is just below shoulder length at the moment. Wish me luck.


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OK what have you lot done to the Hous£ of Fras£r website. I'm trying to spend some money and the site keeps crashing.


    Is there some stealth MS going on?:rotfl:


    Fortune x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Its a message from the universe to pay attention to the length of your hair instead :):):)

    No idea what that means - I'm not quite awake enough yet :D
    2023: the year I get to buy a car
  • Morning!

    Just to let you know the budget is working for some people. My bro & his missus have 2 kids (one starts school in Sept), both work (although one on mat leave atm). They inform me they're better off thanks to the budget so obviously I expect a better birthday pressie from them in a few weeks lol. Nice to see it's helped some though. :) xx
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    I would like to understand the impact of this budget on the country as a whole. How was the budget for you? Will you be worse off or better off? If you don't mind sharing I am genuinely interested and would like to develop a more informed view.

    Hi Fortune,

    It's an interesting question, the only thing I've seen in the media was the story of the lady in the West Midlands who has many children (16?) who will be losing her house because the benefits are being capped at £20k.. I imagine it's the media hyping it all up as scaremongering..

    Our household is much like yours I think, good for the NIC's and income tax and bad on Insurance tax. Also OH smokes and drinks, therefore, the tax will affect [STRIKE]us[/STRIKE] him there too :p

    We have no children so none of the tax credits/child benefit/free care hours affect us.
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Fortune_Smiles
    Fortune_Smiles Posts: 5,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you everyone for your budget views. I think it will be some time before we see the full impact of the decisions.


    I found out yesterday, we have Little Owls at work. They are nesting in one of the ancient oaks and can be seen sitting on the grass outside the office :D Little Owls are my favourite owls.


    Money Making:
    • took a tour out in the glorious sunshine.
    Money Saving:
    • an over order on food at work meant I got a free lunch :)
    • made fish parcels with Pak Choi, Coley, Ginger, Garlic, Chilli and Soy Sauce for supper
    • the HoF website refused to let me spend any money. Very MS but I have vouchers so am I bit peeved that I cannot spend them :mad:
    Home Improvement/Maintenance
    • cleaned our bedroom
    • discovered we have a small roof leak. There's a new tell tale sign on the newly decorated living room ceiling :eek: Mr F can fix it but we're not sure when as he's away so much at the moment. I hope it doesn't rain any time soon.
    Health:
    • an hour's walk on the tour
    • no snacks :A
    Lilies:
    • lovely customers on the tour yesterday. It makes such a difference when people have determined to enjoy themselves
    • glorious English summer days.
    Enjoy the weekend everyone


    Fortune x
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