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Two Pennies Left

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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    for the grass is heavy with water and meets over the bright path he makes...


    ...straight to my courgette plants :eek: I have discovered his hiding place though. His and his myriad brothers and sisters. They have been hiding under the rim of the pots. All have now been removed to a distant field.

    It's been a busy and productive day today:

    Money Making:
    • an extra couple of hours booked in at work.
    Money Saving:
    • the Bullace Gin is made
    • I'd ordered some proper preserve making equipment which came today. I've been struggling without for years and, with all those hampers to put together, wasn't prepared to continue without a maslin pan. I'm considering this an investment and the cost is all within this month's home improvement budget
    • the remains of the Chorizo & Broad Bean Risotto for lunch
    • Prawn Chow Main for supper. I used some of the Plum Sauce I made last year instead of the Ketchup and Oyster Sauce.
    Home Improvement/Maintenance:
    • cleaned the porch, stairs and landing and gave everywhere a once over with the hoover
    • a little ironing
    • my new crockery also turned up today so we now have plenty of plates to eat from.
    Health:
    • a small streusel square has been eaten :o
    Lilies:
    • opening the door to an exciting parcel every time the bell rang
    • unpacking the treasures and finding homes for them.
    I'll be able to sleep soundly tonight knowing my courgettes will survive the night :rotfl:


    Night, night


    Fortune x
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    katep23 wrote: »
    Delurking to say that plum chutney is lovely and a bit different, we use it instead of mango chutney with curries, naan breads etc. I think I used this recipe last time:

    http://www.bbcgoodfood.com/recipes/1553649/richly-spiced-plum-chutney

    I make that one and it's lovely :-)
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I make that one and it's lovely :-)



    It's definitely going in then :)


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hilary$ came round today to give me a quote. It seemed quite reasonable but I'm going to pop down to my local fabric shop and see how they compare. Another busy day:


    Money Making:
    • 3 new dates for work put in the diary.
    Money Saving:
    • tried a radish sandwich for lunch today :p I have some radishes to use up so was trying to be creative and found a recipe on the internet. The verdict is 'nothing to write home about'. Mr F was out with a client today so wasn't subject to the experiment fortunately :rotfl:
    • Roasted Vegetable Lasagne for supper with some new potatoes. I didn't have any peppers or mozzarella so replaced these with courgettes and cheddar. There's enough left over for tomorrow too :)
    • a home manicure.
    Home Improvements/Maintenance:
    • the blind fabrics I saw today have given me an idea for paint colour
    • cleaned the bathroom
    • a little more ironing done.
    Health:
    • one packet of crisps to accompany the less than satisfying radish sandwich :o
    Lilies:
    • the heavens opening just as I was about to go out and water the garden
    • booked a pedicure for next week at the local spa.
    Hump Day tomorrow guys!


    Fortune x
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I found Hiliar$$ quite expensive & used alocal company.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    I found Hiliar$$ quite expensive & used alocal company.



    Thanks Beanie. I'm finding the range quite limited - I'd like something bright and a little quirky.


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I think I may have got a bit carried away with thoughts of Kondo-ing my wardrobes when I was last in Ikea. I bought some boxes to go on the top shelf of my wardrobe so I could arrange my clothes a bit more effectively. "How clever am I?" thought I. Not that clever it turns out. They don't fit. I must have got the measurements wrong :o

    Money Making:
    • a few hours at work this morning
    • put the boxes and another item on some local FB sales sites. Is that money making or money recovering :rotfl:
    Money Saving:
    • a cupboard lunch
    • the remains of the Lasagne is on the cards for supper tonight
    • raided Mr F's change to feed the Marmit£ jar. I'm including the 50p pieces now. I wonder if he'll notice
    • an NSD (so far).
    Home Improvement/Maintenance:
    • despite the box situation, I did have a clear out of my wardrobe and everything is a little tidier in there now
    • I may finish the ironing later.
    Health:
    • a slice of home made Banana & Wild Strawberry Loaf may have fallen across my path today. It's hopeless when Mr F is home. He likes an afternoon snack and I don't have the will power to resist if he's eating :o
    Lilies:
    • found out today that there's going to be a little incentive if we reach our sales target at work this year. We don't know what it is yet but nice to know there'll be a little extra reward if we meet our goal
    • a tidy wardrobe and a full bag to take to the charity shop
    • cake... obviously :rotfl:
    Over the hump now guys


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mr F and I are watching the news and discussing how the budget will affect us:
    • I am working part time at (almost) minimum wage so the 'Living Wage' will benefit me. I don't earn enough to pay any tax at all
    • We think Mr F will bring home a little more due to the personal allowance rise and the upper tax limit reduction
    • we'll pay more in tax for insurance and on our pensions contributions
    so it looks like swings and roundabouts for us. But what about the changes in welfare and particularly tax credits. We may not be affected by these things but they might have a significant impact on others.

    I would like to understand the impact of this budget on the country as a whole. How was the budget for you? Will you be worse off or better off? If you don't mind sharing I am genuinely interested and would like to develop a more informed view.

    Thank you


    Fortune x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi FS!

    I've no idea how the budget will affect me - I suspect very little, as I'm hovering around paying no tax myself, but I still have to pay NI, so there's probably something there. Sorry! Not much info ...

    I do like the sound of your kondo-ing tho, and the question to self about money making or money recovering :)
    2023: the year I get to buy a car
  • sassychick2014
    sassychick2014 Posts: 808 Forumite
    edited 8 July 2015 at 8:21PM
    Evening

    I'm not really sure if the budget affects me tbh. Lame aren't I!? I don't earn enough atm to pay tax but I believe I will when I do my 2015/16 tax return. I do however get a small amount of WTC & CTC so that may change but I'm not sure as I only have one child! If it does affect me nothing is starting until April 2016 and as I'm earning more this year my WTC would go down anyway. I think! lol

    I've been trying to read up on it but as I'm self-employed it's all a bit different for me anyway. Again, I think!

    I've just realised I never answered your question about whether I've been doing this kondo stuff. I'm not atm as not really sure what it is but have been thinking about having a look. I'll do that now and see how it goes! :) xx
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