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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All sounds good to me, Fortune - money *and* life, which is lovely :)
    2023: the year I get to buy a car
  • Well I can't say I made any progress towards my 2015 goals on the first day of the year. I was a bit, erm, under the weather. The less said about that the better so let's start with today:
    • the veg box arrived with a free calendar :)
    • popped into the market town with Across-the-Lane-Neighbour and daughter as I needed to drop in some dry cleaning for Mr F
    • treated them to coffee and cake. Mr Across-the-Lane-Neighbour is out of work at the moment and they are feeling the pinch
    • saw the perfect scarf for Mr F. He's been looking for a smart one for work and is still poorly so I thought I'd cheer him up :o
    • visited my elderly neighbours and took some MS gifts - Oak Leaf Lettuce and Pak Choi from the garden and a bottle of Crème de Mures made from last year's blackberries
    • picked up my prescription and some new cold and flu supplies for Mr F
    • discovered some pre-Christmas cream in the fridge which smells ok so I'll be using that up in some Dauphinoise Potatoes later. I also need to use up some Tarragon Jelly from the fridge so will roast some carrots and salmon with that.
    All in all, I've spent quite a lot today but I think I have been kinder :A - it's a start.


    Hope your year is off to a great start


    Fortune x
  • Happy New Year Fortune, your plans for 2015 are looking good me:)

    Loving the fact you have veg growing in the garden :)

    Glad to hear you're feeling better but sad to see Mr Fortune is still under the weather.

    Best wishes, Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Wow well done on the 10k overpayment!! Thats a fantastic result!! Good luck with your budgeting for the year ahead and with your resolutions! I particularly like the "be kinder" one. I'm glad to see that i am not alone in losing patience with people as you get older! Giggle!
    GMOOD xx
    LBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
    now £0 100% paid :j :beer: :T
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Overpayment is awesome.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I love your report. Sounds great. I especially like the being kinder part. I've been communicating with those in my space (read something the other day). It's been positive so far. :D
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Happy New Year Fortune, your plans for 2015 are looking good me:)

    Loving the fact you have veg growing in the garden :)

    Glad to hear you're feeling better but sad to see Mr Fortune is still under the weather.

    Best wishes, Tilly x x



    And a very Happy New Year to you too Tilly. The veg is more by accident than design but nice to have something growing.


    Looking forward to seeing your plans unfold in 2015 - very exciting!


    Fortune x
  • Wow well done on the 10k overpayment!! Thats a fantastic result!! Good luck with your budgeting for the year ahead and with your resolutions! I particularly like the "be kinder" one. I'm glad to see that i am not alone in losing patience with people as you get older! Giggle!
    GMOOD xx



    Thanks GMOOD. We worked out it was more MS to cash in an endowment and pay it off the mortgage than keep it going. It's a one off event though so I won't be reaching those heading OP heights this year :rotfl:


    I hope I can be kinder I felt like slapping people quite a lot last year :eek:


    Have got your PM and will reply separately.


    Fortune x
  • beanielou wrote: »
    Overpayment is awesome.


    Hello Beanie. Thank you. I hope all's well with you and the year has got off to a good start.


    Fortune x
  • I love your report. Sounds great. I especially like the being kinder part. I've been communicating with those in my space (read something the other day). It's been positive so far. :D


    Hi Supersaver. I think I am a kind person usually but I can definitely improve. I did well yesterday but I wasn't busy or grumpy - the true test will come when I'm having a bad day.


    Fortune x
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