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Two Pennies Left

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  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hi, FS, glad you had a good Christmas break, and hope the coughs and viruses are getting better.

    I'm also going to join in the relaxed evening.

    We've got beef curry from the freezer, so no cooking. Then we'll be watching some of the things we recorded while we were away over Christmas. I think it'll be The Apprentice this evening. Maybe we'll have a couple of Belgian chocolates too:)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds like you had a lovely time :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gallygirl wrote: »
    Me too. No cat and no toblerone but having a little Irish whiskey - just in case I'm getting a cold you understand :D.



    I quite understand about the Irish whiskey Gally but no cat!
    Karmacat wrote: »
    Sounds an excellent plan to me, and I'll join you virtually, as soon as I've got my trackies on and my meal has finished bubbling on the hob.

    xxx



    Nice to have some company Karma - glad to hear you're feeling a little better today.


    Fortune x
  • Goldiegirl wrote: »
    Hi, FS, glad you had a good Christmas break, and hope the coughs and viruses are getting better.

    I'm also going to join in the relaxed evening.

    We've got beef curry from the freezer, so no cooking. Then we'll be watching some of the things we recorded while we were away over Christmas. I think it'll be The Apprentice this evening. Maybe we'll have a couple of Belgian chocolates too:)


    Slowly improving Goldie. The new freezer is definitely earning its keep. Nice to give cooking a miss once in a while. We've polished off a whole large Toblerone :eek:
    beanielou wrote: »
    Sounds like you had a lovely time :)


    It was lovely Beanie. Hope you had a good one too.


    Fortune x
  • Life is still pretty much on hold today. We had a very long lie in this morning due to lingering lurgies. Mr F is quite poorly :( However, we have at least got dressed today.


    I did a quick hover round. The house is still clean and tidy as we've been away but the Fortunate Cat gets separation anxiety and starts to shed hair if we are away for more than a couple of days.


    Made a baked Bubble & Squeak for lunch to use up all the vegetables and bits of cheese skulking in the fridge from before Christmas. I've taken a Lentil Spaghetti Sauce out of the freezer for tonight's supper.


    I couldn't face traipsing to the local Crap-Op to do a little shop so increased my list to include some store cupboard items and ordered from Waitr0$£. Should still be a little under budget though.


    I've had a look at the sales on-line but everything we need seems to still be at full price. I will have to get Mr F a new suit though - he's left a pair of suit trousers somewhere, possibly Virginia :mad:


    My new glittery nail varnish has started to chip so I'd better sort my nails out in preparation for tomorrow. I fear it will take some removing :o


    Happy Twixtmas everyone


    Fortune x
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Sounds good Fortune :) Glad you are relaxing x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I quite understand about the Irish whiskey Gally but no cat!
    Sorry, didn't mind having DD's cat over Xmas but not really a cat person. He was cute though :D.
    However, we have at least got dressed today.
    Never mind - better luck tomorrow :). Hope you're both on the mend.
    I I will have to get Mr F a new suit though - he's left a pair of suit trousers somewhere, possibly Virginia :mad:

    Two possible responses:

    1. :eek::eek::eek: One of THOSE types of holidays was it :eek::eek::eek:?

    or

    2. Neither wonder he's caught a cold, going out without his kegs :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • rtandon27
    rtandon27 Posts: 5,760 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year 2015 to you & yours Fortune!

    Looking forward to more of your stable & sensible influences through the next year! (as well as your tales of too much wine & lost trousers:D) Your balance is always inspiring!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Calfuray wrote: »
    Sounds good Fortune :) Glad you are relaxing x


    Thank you Cal - feeling quite calm in the Fortunate household at the moment. Long may it last :)
    gallygirl wrote: »
    Two possible responses:

    1. :eek::eek::eek: One of THOSE types of holidays was it :eek::eek::eek:?

    or

    2. Neither wonder he's caught a cold, going out without his kegs :D.


    :rotfl::rotfl::rotfl::rotfl::rotfl:
    rtandon27 wrote: »
    Happy New Year 2015 to you & yours Fortune!

    Looking forward to more of your stable & sensible influences through the next year! (as well as your tales of too much wine & lost trousers:D) Your balance is always inspiring!


    Hi rtandon - I'm not sure I can claim the stable and sensible title, not after New Year's Eve anyway :o



    Fortune x
  • Happy New Year you lovely, lovely people. And I hope your troubles only last as long as my resolutions did :o


    As is traditional, I've had a reflect on our goals for last year:
    • we have overpaid more than £10k on the mortgage :T This was largely due to cashing in an investment but also regular, monthly overpayments and Tillytidies. My mortgage statement is due so I'll be able to work out the exact figures soon
    • we saved an emergency fund
    • Mr F got a new job and increased our income
    • I gave up my little admin job and did more painting
    • lots of progress was made on home improvements including a new oil tank and decorating the living room
    • we had a holiday
    • our new organic veg box delivery has meant we are eating more British, seasonal produce and have increased our fruit and veg intake substantially.
    It was a good year.


    So what's next:
    • we'd like to make a contribution to DS2's wedding so have started saving for that
    • there's more to do around the house
    • improvements to health and fitness
    • and I'd like to be kinder this year. I find myself becoming less tolerant and understanding as I get older
    • along with the usual OPs and general MS activity of course.
    So here goes - bring it on 2015!


    Fortune x
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