Goodbye Mortgage - the beginning of the end!

chumpy45

Hi Beckyy, just found your diary and read from start. What a journey you have been on. You have done so well with your OPing and have such a positive attitude despite any hiccups (such as flooding!!). Many congrats on the forthcoming event. Boys are great (but I am a little biased as I have 4 :rotfl:). You have inspired me to return to the YouGov surveys. I am about 25% towards my first £50. Very slow going but its not too much effort involved. Off to provide taxi services to DS4 now. Have subscribed so looking forward to catching up again soon.

Beckyy

Luckyinlife, it was an odd £15 so I did a tidy and OP'd it too. Thankfully it wasn't an odd £95 :rotfl:

Thank you for stopping in Chumpy, that's quite a read with all my babbling! I will check out your diary too :beer:

Collected our dogs prostate tablets from the vet today... £120. As it's only a course every 6 month I haven't looked online yet as was unsure if it would be needed continuously but it's looking like he'll have them for the rest of his life so I will have to look into the cost elsewhere for the next ones.

Beckyy

We've bought quite a few baby things now, the majority of which we've paid for with vouchers from surveys, rewards etc.

So far... nursery furniture, moses basket & stand, some basic clothes, muslins, nursing chair. We got our nursery furniture half price, and used vouchers to take off a big chunk of the cost so it was the same price or less than second hand. Everything else bar one or two small things has been 'free' thanks to vouchers. I'm feeling the benefits of those hours spent clicking on ads, filling our surveys and scanning our shopping now! :T

Pearla*Merle

Congrats! What exciting times!

& hurrah vouchers :T

lilmissmup

Getting broody with all this shopping talk!!!

Beckyy

Thank you Pearla*Merle, & Lilmissmup - I hope you're well! No plans for number 2?

Our mortgage balance is £81,921.85 today. There won't be any decent OPs until the end of the month at the earliest. It's starting to sink in that once baby arrives OPs will probably ground to a halt, or bare minimum as my income will drop so much - better make the most of it!

I've had £24 £co cashback come through, undecided whether to cash out as a voucher towards baby things or use it towards an OP.

I've planted some strawberry plants now and most of my vegetable seedlings are doing well. I'll need to re-pot the tomato seedlings in the next week or two, I also need to start thinking of things to do with courgettes as those are thriving and I don't actually eat that many at the moment. :rotfl:

Luckyinlife

Great balance Becky

You should defiantly keep the Op up if you can maby not to the scale you have been but something is better than nothing long term it all helps :]

Goldiegirl

Just catching up - congratulations on the impending arrival!

Beckyy

Thankyou Goldiegirl :j I'm hoping to a little Luckyinlife, but it will be dribs and drabs rather than anything substantial, every little helps though!

Mortgage balance is now £81,530.13. I would love to see it at £75,000 by the time baby is here... I think that's being a little too adventurous when there are some things we want to do around the house in that time too however that is my unofficial target. :rotfl:

We've now got the majority of the baby things we need. We've spent about £400 so far but have a whole nursery furniture set, moses basket, mattresses and bedding, blankets, nursing chair, clothes for the first 3 months, and a good spec baby monitor. All our vouchers have made a massive difference, they've meant we could get a lot of things new and saved us hundreds of pounds. We just have to get a travel system/push chair and a few smaller things now.

I'll hopefully be able to OP something next week.

RoaringTwenties

Just caught up a bit Beckyy - congrats on your baby boy! I had one of those & he's now nearly 9 & still my baby boy (although I am banned from referring to him as a b-a-b-y & recounting any tales from when he was one of the aforementioned creatures ) Hope you are feeling well & enjoying the preparations