Preparedness for when

[Deleted User]

moneyistooshorttomention wrote: »

Am now doing the time-limited eating too (ie making sure I have all my calories within a 12 hour timespan - in my case between 7am and 7pm).
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I limit within 12 hours too but am governed by bedtime ie I work backwards from 10.30 and have my main cooked meal at 12 and smooth soup and one small slice of sd or similar at 5 pm. If I feel hungry later, not normally, I will eat 4 macademia halves or a half stick of celery with a tsp of peanut butter in it and that would be before 9. I have a large wide slope in a cupboard for that very occasional need but quite honestly think I have beaten gerd by trial and error. Many of us have low stomach acid and 7pm would be far too late, even for smooth soup for me

I am not at all worried about banks btw lots of scaremongering about

pineapple

moneyistooshorttomention wrote: »

That rather confirms my suspicions that I won't be going anywhere near a doctor re the acid reflux I've been having problems with recently. There's no point

But there is actually. A friend and I have been going through this recently. She has already seen a GP and I am due to see one.
Acid reflux and associated conditions can be caused by all sorts of things. It may be to do with hiatus hernia, weight, lifestyle, age, other medications - h pylori infection maybe..
GPs will often do a blood test for the latter and if positive prescribe antibiotics. Lifestyle/eating changes may also help. So losing weight if fat, cutting out/down on alcohol, fatty foods etc. Do not lie down within 3 hours of eating a meal plus consider raising the top of the bed if night time is a problem.
Something like an endoscopy is not necessarily the first port of call. My friend had a blood test to rule out pylori and is now on meds (only to be used with caution and not long term) plus dietary changes. Whatever - it is not something that should be ignored as these symptoms long term can cause cancerous changes in the oesophagus..
https://sites.google.com/site/downwithacid/home/reflux/reflux-reduction

Frugalsod

COOLTRIKERCHICK wrote: »

I have a couple of grand in Barclay's.. Which I can I'll aford to not get my mitts on..

Think I will start withdrawing it out..

Most people are in exactly the same position.

Get another bank account set up so you can transfer it if necessary. I have done that with Metro bank. You could also withdraw the cash regularly via cash back and hold it at home. Ultimately you should eliminate any debts that you have first. If the deflation is as bad as I think it could be then these debts will become a millstone around your neck. So if interest rates are negative and deflation is lower still then you will still be better off than people with debts. The real value of debts increase with deflation making them harder to pay off.

COOLTRIKERCHICK wrote: »

Do you think the UK will go down the -% deposit, or automatically start charging for bank accounts instead of it being an upgrade option??? To try and claw in more money to keep them stable??

That is debatable. It all depends on when the crash actually happens. Negative interest rates are not going to work. So it is really an admission of policy failure even if no one says it.

We have one advantage in the UK in that we have our own currency which can take some of the pain. Though if you are dependent on foreign imports these could make things worse like in Canada and the impact on its food prices. Even in Finland they are struggling and are considering exiting the Euro. Food bank usage in Finland is rising rapidly.

The negative interest rates are basically like a variable fee as you have described but you get nothing for it. Though if you are paying a fee you will probably still get hit by negative interest rates on top.

The fact that TPTB are openly discussing a cash less society is a way to prepare us for it. I suspect that they will also ban personal holdings of gold unless in jewellery form which will kibosh the plans of the gold bugs. There have been mentioning of the banks running out of gold and that the ban on personal ownership of gold will happen again as they melt it down to refill central banks coffers.

I suspect that if the banks are bailed in there will be no trade what so ever, and that in order to restore confidence they might in the end actually having to return to a cash based society. In countries where there is negative interest rates they are discovering people are actually saving more as they need to make up for lost interest rates. So if negative interest rates are less than deflation you will still be better off not spending it.

The thing that everyone needs to focus on is that all policies for the last decade have been to bail out the banks.

elaine241

Hello All

I sympathise Daz not a nice procedure! In our family they are known as "downscopies" or worse "upscopies" as both my father and sister had problems that needed investigation. being a mean sister I threatened to put my sisters upscopy film on youtube for a laugh!

Well the threat of snow has finally guilted me into checking over my get home bag kept in the car boot, other "just in case" stuff kept in the car, a little toilet bag of goodies kept also in the car/shopping bag and stuff I keep in my handbag. I was guilty of just leaving it there as we havent had any serious snow/flooding/hurricanes (not counting last week) that has had me worried enough to check it all over. Ok, Ok I can hear all the "bad prepper" comments from here!!
I dont go far from home on an every day routine , the furthest is 10 miles to work in the nearest city. I was surprised that the plasters had all perished in that they had fell out of their packages, the chocs were a bit manky but tasted OK :-). I tend to keep all my just in case preps in my car as I park very close to my work and can get to it quickly.
If anyones interested here is what I carry! (if not scroll on by, I wont be iffended!)
Get Home Bag
What it says not something to hike days in , get home from work etc.
Scruffy but waterproof and comfy rucksack in which I have;
1. Waterproof trousers
2.Waterproof coat (good one)
3. good socks
4. Thermal long johns, vest, and tights
5. Fleece thermal hat, gloves, neck warmer
6. Hand warmers x4
7. Daft looking head torch with spare batteries x 2
8. Safety Goggles in packet
9. Face mask in packet
10.2x flat waterbottles with clips
11 t brush and small t paste
12 Tin of sardines and fork
13 two emergency blankets
14 matches, lighter, firelighters, candles
15. CHOCS!!!!!
16. Ziplock bag with my pills, pain killers, plasters, dressings, cream, rubber gloves.
17 Multi tool knife

In car boot along side this are 2 pairs of walking boots/trainers, picnic blanket with foil bottom, emergency blankets, woolly blanket, towels, waterproof ponchos x 4, 3x bottles of water which need changing!, fresh bottle of tap water, duct tape, loo roll, fire extinguisher, petrol can, tyre weld x2,
Tbh if keeping your head warm means you look like a total wally in a thermal fleece hat then bring it on! I am that berk!!
In the car I also carry,
1. Notebook, pencil and pen
2. deoderant, no SHTF will happen with me being a smelly mare lol
3.Small first aid kit
4. Extra rain ponch can be used as a lightweight ground sheet
5.2 more emergency blankets
6. Sunglasses
7. Survival tin that lives in my car door
8.Wind up torch, metal normal torch and spare batteries
9.Road map, os map of footpaths
10 Book just in case i am stuck and bored, plus kindle on my phone and charger.

I have a zip up wash type bag that also lives in the car, or day bag if out etc I am starting to sound a bit obsessive and weird but to be honest once these things are packed and in place you tend to forget about them until needed. They sound a lot but they dont take up too much space in the car or weigh too much as I have tried to get small packs etc.
Right! Zip bag contains the following in small amounts!
1. Sewing kit
2. lipsalve and petroleum jelly tin
3. string
4. mini screw drivers from cracker but they work ok!
5. tiny superglue
6. rubber gloves for any Ewwhh situations use your own imaginations!
7.lighter, matches, matches wrapped so waterproof,
8. elastic bands
9 empty ziplock bag
10 . small change plus £55 emergency cash
11 earplugs as a SHTF situation could be noisy lol!!
12 plasters, alergy relief tablets, pain killers
13. Multi tool knife

In my handbag I carry a little, a mirror, pills in ziplock plus plasters, tissues, small penknife, mini survival tin.

I fell a lot more secure knowing I have checked all this stuff over, most has sat in the car for a year or so. I have actually run out of things I thought I had namely wet wipes, hand sanitizer, tweezers ( lost!) and a couple of small torches to live in my handbag or on my keys. I am aware I have 3/4 penknives or multi tools but they are all well packed away and as I live on a farm I could probably explain away them if I had too ( its not as if I have my 12 bore tucked under the seat!). My para cord bracelet that sits round my gear stick has disappeared but I know my mini prepper son has nicked that! I will buy a new one as I cant for the life or me make them!

Sorry to have waffled on but its all your fault! yes you lot who post, read & lurk on this thread whether newbies or old hands! Before I started reading this thread I would never have thought to carry anything like the stuff I do now!

I have realised I have to put some preps in my 4x4 truck that I use to pull my horse box. Some are obviously the same things but I wonder what different things I need to carry if I am getting home on horse back? Any sensible or not so sensble ideas? I'm sure Bedsit Bob will come up with some interesting suggestions!! Anyone think of obvious things I have missed please let me know!

Anyway sorry to have written an essay but I feel quite happy that I now have finally gone through all of them and checked them!! Keep prepping! ELaine xx

[Deleted User]

Well the lunchtime news has just broken the fact that Jeremy Hunt has imposed the new working contracts on junior doctors, of course he has a scape goat to blame in the guy who was in charge of the government side of negotiations with the BMA as apparently it's what he's recommending as best course to follow??????? How long is the NHS going to be viable if the junior doctors who work their socks down to the bone to keep it running all decide to vote with their feet and leave for work abroad with MUCH better conditions. I'm not often ashamed to be British but find myself being just that today. This government seem to have reached the state of arrogance and distain for their population that happened at the end of the Thatcher years, woe, woe and thrice woe, stop the world I'd like to get off!!!!!

[Deleted User]

If the junior doctors are going to work abroad within a certain time frame from qualifying then they should pay back every penny that we taxpayers paid to fund them and that goes for any other graduate who has used taxpayers money. Most other workers don`t get an option about working on saturdays

Re water kefir, I tried it and bottled it, then tasted it and it was far too sweet ie too much unfermented sugar, in spite of being in a warm room for 48 hours. So now unbottled and chucked, was a good experiment but I am sticking with sauerkraut and sd

moneyistooshorttomention

Frugalsod wrote: »

In countries where there is negative interest rates they are discovering people are actually saving more as they need to make up for lost interest rates. So if negative interest rates are less than deflation you will still be better off not spending it.

I must admit that surprises me - ie people saving extra to deal with negative interest rates.

My own personal take on any risk of that boils down to "If my money is going to go anyway - then I'm going to make sure that I am the one getting the benefit of it" and "spend high". That being to buy the absolute best quality of everything I possibly can - be it perishable products (like food) or more permanent products (like furniture). Then I've had the benefit of my own money - and not banks grabbing it off me as a penalty for having money with them.

I do wonder how people are supposed to manage to stick amounts of money to one side to cover expensive items they have yet to buy (eg expensive work on their house) or "just in case" savings (in case of job loss, in case of ill health, etc, etc) if they are at risk of having those savings "dribbled away" off them by negative interest rates.

moneyistooshorttomention

On the health front - its good prepping to look after that as well as possible.

I've been surprised just how weak my arms, for instance, had gone over the years. But several different fitness activities per week and I can tell both arms and legs are gradually regaining their strength (so I'm not swearing nearly so much to myself whilst being told to fling my arms around up/down/round as I was).:) It's astonishing how one can get to pretty much "weak as a kitten" stage even by the 60-something age group if an eye isn't kept on things.

greenbee

kittie wrote: »

If the junior doctors are going to work abroad within a certain time frame from qualifying then they should pay back every penny that we taxpayers paid to fund them and that goes for any other graduate who has used taxpayers money. Most other workers don`t get an option about working on saturdays

There's already a shortage of doctors (and nurses) and if they continue to make the pay and conditions less attractive, no one will bother to go into medicine. And I don't know about you, but I've seen plenty of junior doctors on 70 hour + shifts with 4 hours protected sleep and I really wouldn't want to be treated by one. When you're that tired, you make mistakes.

All graduates are taxpayer funded to a certain extent, and no one prevents vets, dentists, historians, geographers, engineers etc selling their labour on the free market. So why should they do so for doctors?

The NHS could easily be a bottomless pit (particularly with people demanding specific treatments regardless of whether they are actually the most effective, let alone cost effective), but if we want the SAME level of service every day for 7 days a week then we need more staff. And not just doctors. More nurses, more porters, more cleaning and catering staff, more paramedics, more ambulance drivers and more beds and places to discharge patients too. That would probably generate more management too, although I suspect that we don't actually NEED more of them. We have 24-hour, 365-day care from the NHS already, but they can't do more with less. They can't do more with what they have got. They can only do more with more.

[Deleted User]

My youngest daughter is a GP, I watched as she did the 5 year basics of medicine university course and saw how much she racked up by way of student debt to train in the vocation of her choice. That was only the beginning, the F1 and F2 years the follow on years that continue to train you and now at the age of 32 she is finally qualified fully as a GP. She has paid the loan back in full, has paid all her own 'requirement of the job' exams to be that fully qualified GP. She was in the beginning set on hospital medicine but I've seen her come off a 72 hour non stop stint because her relief didn't arrive twice, they called in sick and there was no back up, she was on call for the entire time and able occasionally to snatch a 20 minute nap if she was lucky. I've seen her literally crawl into bed because she was exhausted and 12 hours later go back in to do it all again!!! Yes the training costs money but I can't think of another job where the ethics instilled into those young people are such that they will run themselves into the ground rather than not do the job they are there for. I really don't think it's a good thing to suggest they pay back what it cost to train them, I suspect that WOULD lead to a mass exodus!!!