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Preparedness for when

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  • Looks like another fine day for getting out in the garden and planting out. I found this article about cycles of inflation and debt, it's a bit niche but I thought it might interest some of you:
    http://www.greenhobbymodel.com/rnp-7-free.html
    It's interesting that both banks and regulators are taking much more interest in the provenance of quite small sums of money in the bank. It makes me wonder what they are thinking of doing with it...
  • pineapple
    pineapple Posts: 6,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 April 2014 at 10:27AM
    GreyQueen wrote: »
    I smiled evilly at the young male clerk who asked (young enough to be my son, if I was the parental type) and told him I was going to spend it on slow horses and fast boys. It's so sweet when they blush all the way up to their ears, isn't it? :rotfl:
    Lovely. I'll remember that when I do close the ISA completely. Reminds me of the time during a job interview when I was asked about my relationship with someone I had been going to open a small residential home with. Even in those days it wasn't a pc question and you could have heard a pin drop in the room. I let the silence continue a while and then I leant slowly forwards eyeballing said interviewer and said in a slow. meaningful tone 'he's a very good friend....'
    Next! :D
    Edit: I'm sure being required to go to Customer Services first is to give them a chance to interrogate you and try to sell you another product. Maybe I'll tell them (in a loud voice) I need the cash to set up my male escort agency. In fact I already have a name! - 'stud-u-like':)
  • pineapple
    pineapple Posts: 6,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Frugalsod wrote: »
    I think a bicycle is also a great alternative. I really should look into getting a bike again. Also once you have bought one very frugal to use.
    There is a new model out with a little engine to get you up the hills. Pineapple likes that idea. :)
  • pineapple
    pineapple Posts: 6,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A sobering thought and not much you can do except lock yourself up in your house and hope that your supplies last till the air clears
    http://blueandgreentomorrow.com/2014/04/28/supervolcanoes-the-biggest-threat-to-the-uk-cabinet-office-report-warns/
  • pineapple wrote: »
    There is a new model out with a little engine to get you up the hills.

    Are you referring to an Electrically Assisted Pedal Cycle?

    If so, they're not new.

    They've been available for some years.
  • ivyleaf
    ivyleaf Posts: 6,431 Forumite
    Part of the Furniture 1,000 Posts
    pineapple I read this thread regularly but don't usually post - but had to comment on that article. I disagree with the final sentence - I don't believe climate change is "within human control".

    We may or may not be able to lessen its effects a tiny bit, if all the countries in the world work together, which isn't going to happen.

    Sorry to jump in, it made me cross. (Not with you, pineapple, obviously!)
  • This has left me gobsmacked, evidently the suspicious bankers deaths are now classified as trade secrets!

    http://wallstreetonparade.com/2014/04/suspicious-deaths-of-bankers-are-now-classified-as-%E2%80%9Ctrade-secrets%E2%80%9D-by-federal-regulator/
    Blessed are the cracked for they are the ones that let in the light
    C.R.A.P R.O.L.L.Z. Member #35 Butterfly Brain + OH - Foraging Fixers
    Not Buying it 2015!
  • thriftwizard
    thriftwizard Posts: 4,865 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    This has left me gobsmacked, evidently the suspicious bankers deaths are now classified as trade secrets!

    http://wallstreetonparade.com/2014/04/suspicious-deaths-of-bankers-are-now-classified-as-%E2%80%9Ctrade-secrets%E2%80%9D-by-federal-regulator/

    Good golly, that's scary. :eek: If I were of a suspicious cast of mind, I might be thinking that the banks could arrange to - ahem, remove - any employee who fails to toe the line or invent enough "money" then collect a massive payout for doing so... very glad none of my offspring have gone into investment banking! But some of their friends have... :(
    Angie - GC Aug25: £106.61/£550 : 2025 Fashion on the Ration Challenge: 26/68: (Money's just a substitute for time & talent...)
  • Frugalsod
    Frugalsod Posts: 2,966 Forumite
    Tenth Anniversary Combo Breaker
    pineapple wrote: »
    There is a new model out with a little engine to get you up the hills. Pineapple likes that idea. :)

    Mopeds are also a great alternative to a car. Plus relatively cheap and very cheap to run. Though you have to allow for road tax and insurance.
    It's really easy to default to cynicism these days, since you are almost always certain to be right.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Eighth Anniversary 10,000 Posts Debt-free and Proud!
    edited 29 April 2014 at 2:02PM
    Tax is £17 per year.

    Insurance will depend on age, experience, postcode, storage arrangements, etc.

    An Electrically Assisted Pedal Cycle is exempt from all of that (and indeed a Driving Licence), and can be ridden by persons aged 14 and over.
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