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QB Wolf's long and winding road
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Thanks SD and Jodles. It's feeling like a tough process, we've offered on the one we liked, which was refused, we've been and looked at it again tonight and upped our offer to a best and final, so fingers crossed...
Viewing another three tomorrow, but none that we really like but keeping an open mind.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
The viewings today weren't great, wouldn't want to leave our current house for any of them - oh well.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
upped our offer to a best and final, so fingers crossed...
Which has been accepted, a few more hurdles to negotiate now!Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Up since 5:30 this morning, very anxious about our mortgage application on Wednesday, it sounds very rigorous.
The next three months are going to be stressful and I'm not coping that well with it all I'm afraid.
Still it's going to be a nice day and I'm going to spend the weekend doing jobs, as the surveyor is coming to look at our current house on Tuesday, so I need to buck up and be positive.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Well what a weekend, decorating, gardening, a game of skittles, a trip to the tip, tidying up the shed etc.....
I'll be glad to go back to work for a rest.
Big week this week, survey of our current house on Tuesday and Mortgage affordability interrogation on Wednesday, only 2 and half days to go......:eek::eek::eek:Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Survey done today, only here 20 mins so hopefully all OK.
Mortgage interrogation tomorrow eek.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Good luck!Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Thanks MWC, Mrs QBW didn't have a great night's sleep.
Just looking at your signature, they're impressive figures, will have to skip through your diary again at some point for some inspiration.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Well mortgage phone call took 2 and half hours, all seemed OK, wasn't as painful as we expected, just need to send some stuff back and hope the underwriters are OK with it, so another small step.....Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Just logging in to catch up . . . All the best :j. Sounds like an exciting and busy time at the moment.0
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