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QB Wolf's long and winding road

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Comments

  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Exciting times!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope it goes smoothly :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hope all goes well with the house and have a great holiday :).
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Still playing the waiting game for the new house.... manic at work and starting to worry about how we'll afford to do anything to the new house :eek:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    edited 28 June 2015 at 12:07AM
    Time for my yearly report, 3 years as an MFW.


    Just done my calcs and knocked £14k off the mortgage and overall £28k better off, mainly thanks to a sharesave maturing.


    Really chuffed as this is £12k better than the year before.


    Time for a small celebratory short before bed. :beer:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well done QBW :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    QB_Wolf wrote: »
    Just done my calcs and knocked £26k off the mortgage and overall £28k better off, mainly thanks to a sharesave maturing.

    Really chuffed as this is £12k better than the year before.

    Great reduction in the mortgage QBW.
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Regular mortgage payment gone in and daily interest gone below £12.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi QBW, any more news about the house?
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Hi SD just in the middle of the process with the solicitors, our buyers are being a pain wanting all sorts of documentation, so just wading through all of that at the moment, who knows when it will all happen.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
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