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QB Wolf's long and winding road

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  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    We were talking today about winning the lottery and tonight I've won :beer:




























    £10 :rotfl:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    QB_Wolf wrote: »
    We were talking today about winning the lottery and tonight I've won :beer:
    £10 :rotfl:
    Right. Now you know it works, be more specific next time :D. Better than a poke in the eye with a sharp stick :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Thanks GG just checked it's £25 now too, I'll OP it later:D
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Had 2 viewings over the weekend, one couple liked the house and would have put an offer in..... but when they arrived they blocked the neighbour's drive and he was rude to them, which put them off, Mrs QBW is not happy.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Well pay day tomorrow, first one after the yearly pay increase a whole £60 a month better off, better than nothing I suppose. Also dividend day tomorrow so will be getting some cash, a proportion of which will be OP'd :A
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Not sure about how much to OP feeling a little cautious. Rumours are abound of big changes at work.......


    On a more positive note had a really great weekend, out with friends on Friday night and the up to visit friends up north, we were only there for 27 hours, but packed loads in and felt like a great break.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    QB_Wolf wrote: »
    Not sure about how much to OP feeling a little cautious. Rumours are abound of big changes at work.......

    Hi QBW, hope things in work will be Ok for you. I would be inclined to hold back on any OP's until you are sure what is happening with work.
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Thanks SD I think you're right, will defer my OPs for a bit.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    So as expected big changes at work are afoot, they're re-arranging at the top and it's rippling down. My job as it is, no longer exists, so will need to wait 3 weeks to see how it all pans out.


    I'm feeling strangely relaxed about it tbh, but no additional OPs this month, although I've adjusted my monthly OP up to £125 per month.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Glad you're feeling OK so far, QBW. Hope things work out brilliantly for you. :)
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
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