QB Wolf's long and winding road

QB_Wolf

Mmmm most of the stuff not going too well in terms of de-cluttering etc. Had a great day out at Hatton Farm in Warks today, had a 40% off voucher - very nice!!!

Pay day tomorrow but August has been expensive. Eternity ring, Centre Parcs the big things and other smaller stuff :eek:

QB_Wolf

Monthly SO of 150 OPd off Mortgage have updated part of sig, will update rest when main mortgage goes in

So that's £450 in total for August - pretty pleased with that as it's been a pretty expensive month.

Unfortunately I think September is going to be as bad, may only be able to do £300 We'll see.

Mortgage_Reduction_Novice

Hi, Still a good OP despite Augusts big expenses you mentioned in your previous post.

Glad you enjoyed the farm - always nice not to pay full price!

QB_Wolf

Disaster!! I use the RBS online mortgage switching service to check how my mortgage is getting on, but I've just managed to lock myself out and it will be 25 days until it's unlocked, how will I cope???

My spreadsheet will have to proove it's worth for the next 25 days!!

QB_Wolf

My regular mortgage payment goes out tomorrow, I think or maybe the day after. Anyway have updated my signature - not exactly accurate (due to my aforementioned disaster), however I'm certain that my LTV has gone below 80% so woo hoo :beer::T

Mrs QBW wasn't as excited but never mind

The next LTV milestone is 75%, it'll be June next year I reckon.

Oh and I won the national lottery on Saturday - my first £10 ever. :j

QB_Wolf

I sold 5 days holiday today at work, get £950 for it and opted out of private health care, get £500 plus won't get clobbered on tax. I'm just concerned if I've done the right thing in relation to the health care.

QB_Wolf

A bit of a mixed weekend - had a nice day out yesterday, went to Brum on the train - cost £1 for all of us, I've got a pass and I got a friends and family ticket for my wife for a £1 and the kids are free.

Picked up the second eternity ring (they'd made the first one wrong), bought our daughter's christening gown £30 - ouch - wife will pay for that.

Finally paid the road tax £195. The rest of September will need to be ultra tight....

5th wedding anniversary next saturday, it's wood - might get her something brown and sticky --- a stick ha ha ha.

QB_Wolf

QB_Wolf wrote: »

my free rail travel ends mid september so will have to start paying 60 a month for that (booo)

Ever get the feeling all you do is spend money.

Just renewed my yearly pass for the train decided against the monthly DD, so £730 out, I'll never get out of my OD at this rate.

Just bought my wife's anniversary pressie for a pound though :T


It's no good still don't feel any better. Trains should be free!!!

QB_Wolf

Still annoyed about the train pass, am I being irrational?

Don't think there'll be any OPs in September.

QB_Wolf

Woo hoo, nearly the weekend it's our 5th Wedding Anniversary and we're going to a local beer festival, well my wife likes festivals and I like beer so seems fair to me. :beer:

Weather's going to be great, lots of our friends and their kids will be going, so should be a good day. :T

Won't be very MSE but...... we'll take our own food and stuff so should be OK, setting myself a £20ish budget.

18 days til pay day