We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

QB Wolf's long and winding road

24567…71

Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    My amazing 48.65 didn't go in, rang my bank I'd used the wrong sort code and A/C no, got the right one so need to try again and change my standing order, my OH gave me £90 she owes me, so 45 OP, 45 buffer into CA. Mind you 3 NSDs in a row today!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    A week and a half into my new job and not really enjoying it, another 8 days to go til pay day and I feel guilty for wishing my life away.

    Must be positive - at least the account for the house I rent out, is back in the black, after the house was empty for 3 months - finally got tenants :j
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hi QB.
    Glad you got more tenants in. I like your plan on focusing on the smaller goals- baby steps as they say! I do find it overwhelming looking at our overall figures.
    2019 fashion on a ration 0/66 coupons
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    CC bill only £250, so not too bad, another NSD - 4 days in a row. 6 days til pay day!!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Well done on the NSDs. I think I'll start back on the NSD challenge next month.
    2019 fashion on a ration 0/66 coupons
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    It's quite easy for me, I just go to work without any means of paying for anything :)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    The thought of that scares me!! I'm considering going cash only but I'd always have to have some with me 'just in case'
    2019 fashion on a ration 0/66 coupons
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    That is exactly what I do - if my car has fuel I do not take a credit or debit card to work, nor cash. I take my lunch,fruit for between calls and that's it.
    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Woo hoo child benefit has gone up £13 a week, I knew it was worth having another baby.

    Not that I'll see any of it, but good Mrs QBW has a bit more.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    QB_Wolf wrote: »
    Just checked my current account and I have £45 to last me 15 days. NSDs are going to be enforced - hurry up pay day!!


    Well managed 13 days so far without using my current account, put a bit in and the only thing going out is an overdraft charge :mad: Need to get back in the black desperately.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture