📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance Company Demand Photocopied Driving Licence

Options
1235

Comments

  • nottoolate
    nottoolate Posts: 1,359 Forumite
    Have another try. Year and Section you are referring to would be good - and fixing any spelling errors.

    + an example where someone was prosecuted like that for photocopying their license to send to an insurance company.
  • Herzlos
    Herzlos Posts: 15,896 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mikey72 wrote: »
    I can see why the need it. Adding non existent drivers to reduce premiums, provisional drivers driving pretending they have a full licence, disqualified drivers, drivers claiming more years since they passed to reduce premium, and the rest. The insurer will still be liable for third party claims, and the car will show as insured to any police check. So I have to admit, I'm behind them here.

    Can't all of this be done via computer look-ups, so surely all they should need is the license number (which I don't recall I've ever been asked for).
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    vax2002 wrote: »
    The legislation is the Crown Copy-write act, the maximum penalty is 10 years imprisonment.

    There is no such legislation as the "crown copy-write act" so the first part of your "knowledge" is rubbish.
    Crown copyright is covered under the same legislation as all other copyrighting, and this is the "Copyright, Designs and Patents Act 1988" (section 163 to be precise).

    Copying a driving licence (or any other item for that matter) is only an offence if you are doing so in the course of a business and you do not have a licence or permission of the copyright owner, or if you are doing so as a private individual and:
    (e)distributes otherwise than in the course of a business to such an extent as to affect prejudicially the owner of the copyright,
    Simply photocopying any Crown copyright material is not an offence.
    What you do with the copies may be illegal if they affect the copyright owner, but I fail to see how sending a copy to an insurance company will have any detrimental effect on the UK government.

    What was it you stated in your earlier post?
    Some are a bit too thick.
    I couldn't agree more.
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    nottoolate wrote: »
    + an example where someone was prosecuted like that for photocopying their license to send to an insurance company.
    Actually, be fair, you are raising the bar too high. Just roll the clock back to before the days of a law for murder.

    A: I want to murder X
    B: There is a law against it
    A: Really? What law is that?
    B: Statute <m> of year <n> of the reign of King <name> <roman number>
    A: Have there been any prosecutions?
    B: No
    A: I'll be OK to go and murder X then

    And the rest as they say, is precedent.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    Actually, be fair, you are raising the bar too high.

    not really.

    if there is anything applicable its not as if its just been enacted or brought into force so has not had the chance for precedence. in the most generous interpretation has been 10 - 20 years

    A: I want to photocopy my license
    B: There is a law against it and you can be sent to prison for 10 years
    A: Really? What law is that? When did that come into force?
    B: Statute <m> of 1988 allegedly
    A: Have there been any prosecutions in those 15 years?
    B: No
    A. Anyone sent to prison in those 15 years?
    B: No.
    A: doesn't look like the authorities give a shit even if true then. which it is not.
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    " Don't panic Mr Mainwaring".......
    Be Alert..........Britain needs lerts.
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    nottoolate wrote: »
    not really.

    if there is anything applicable its not as if its just been enacted or brought into force so has not had the chance for precedence. in the most generous interpretation has been 10 - 20 years

    A: I want to photocopy my license
    B: There is a law against it and you can be sent to prison for 10 years
    A: Really? What law is that? When did that come into force?
    B: Statute <m> of 1988 allegedly
    A: Have there been any prosecutions in those 15 years?
    B: No
    A. Anyone sent to prison in those 15 years?
    B: No.

    A: doesn't look like the authorities give a shit even if true then. which it is not.
    Interesting. It seems you think it possible to send people to prison for a crime without a prosecution.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    Interesting. It seems you think it possible to send people to prison for a crime without a prosecution.

    no. :rotfl:

    meant to only leave one of those 2 in the post, but forgot and left them both.
  • lordra
    lordra Posts: 333 Forumite
    Wow, serioulsy OT here! I have been following this thread for a few days now... Quite interesting the whole conversation.

    Which leads me full circle to ask again: Does a customer have to send a copy of his/her driver's license to the insurer?
    Living off £450 per month is easy...! If you aren't single! :j
  • londonTiger
    londonTiger Posts: 4,903 Forumite
    edited 12 March 2013 at 4:13AM
    I think if I were them I may ask for it too (although people who check passports for CRB checks have been told to stop taking copies!). I'm all for stopping fraud, but there must be a reason why the company is not telling you this condition up front - and I suspect that it is this:

    .

    I'm extremely hesistant about posting any original documentation over - I have worked for several large and small companies and I know how careless they are with paperwork.

    I'm all for them verifying these details but wish they had a better way of doing this than have to send original documents through the post. Maybe et it stamped and verified via post office or something.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.