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Insurance Company Demand Photocopied Driving Licence

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  • Thanks. In fact I work with a CRB checking 'company', and as someone who carries out checks myself, we have been told to STOP making photocopies of official documents; this on police advice. We just have to sign to say that , we, individually, have checked that the document we checked was in order.

    Yes but you've not been told not to ACCEPT photocopies, in fact last time I had a CRB check done I was told they perfect photocopies to be sent as it's less hassle.
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  • UnconsciouS
    UnconsciouS Posts: 34 Forumite
    Yes but you've not been told not to ACCEPT photocopies, in fact last time I had a CRB check done I was told they perfect photocopies to be sent as it's less hassle.

    Well, we have moved on now because the company have now conceded that I had no legal or contractual obligation to supply them with faked documents - and have offered me a FULL refund - I believe that they were anxious not to have this point tested in law.

    Really, I am happy now. I have relocated with an insurance company who don't think they are the world's policemen, and for the time being anyway, I preserve my documents safely, in the way that the DVLA and common sense dictates.

    So watch out folks, if it happens to you - make up your mind whether you are complying out of sheer goodwill or whether you HAVE to! There is a difference. The difference is linked to 'respect'.
  • King_Nothing
    King_Nothing Posts: 854 Forumite
    Part of the Furniture 500 Posts
    I sent mine scanned copies, as I don't wear a tinfoil hat.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mikey72 wrote: »
    I'm sure you can post up a link to that.

    It would seem not!
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    We belong to the Earth
  • raskazz
    raskazz Posts: 2,877 Forumite
    vax2002 wrote: »
    it is a criminal offence to make a copy of your driving licence and these insurance companies should be carpeted

    Really? Could you please cite which section of which Act contains this supposed offence?
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    I sent mine scanned copies, as I don't wear a tinfoil hat.
    raskazz wrote: »
    Really? Could you please cite which section of which Act contains this supposed offence?

    vax at home yesterday. thinking how to reply ;)

    fy2wt3.gif
  • vax2002
    vax2002 Posts: 7,187 Forumite
    edited 5 July 2012 at 12:17PM
    The insurance company are not breaking the law !
    They are asking you to do it, the person making the copy is the one breaking the law.
    If someone forges a copy of your licence using your photo copy and commits some atrocity with fake documents you have made copies of, then work out what might happen.
    The legislation is the Crown Copy-write act, the maximum penalty is 10 years imprisonment.
    Licences can be obtained to copy documents under crown copyright act, financial institutions may hold these, they are not issued to members of the public.

    So in short (thats not aimed at you nottoolate) a organisation with a licence can make copies and not break the law, to ask someone to do it for them would mean that person breaking the law as they have no licence.
    Some are a bit too thick to understand the difference.
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  • dt3887
    dt3887 Posts: 275 Forumite
    dacouch wrote: »
    Do you realise that if you photocopy a modern licence eg photolicence, that it holds a special water mark. Any photocopies will show a very clear watermark saying "Fake". Try photocopying or scanning it yourself.

    i just did, and i think you will find that that is absolute rubbish... oh and this is on a licence issued last week, so not really many more modern ones than that lol.
  • Faith177
    Faith177 Posts: 2,927 Forumite
    Part of the Furniture 1,000 Posts
    A lot of this smacks of paranoia a little.

    A company will only keep the copy for 5 years in line with principal 5 of the DPA Act 1998 which states "Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes. " So that solves that one.

    Also the act quite clearly states "The departments of a company that are holding personal information are required to have adequate security measures in place. Those include technical measures (such as firewalls) and organisational measures (such as staff training). "

    I highly doubt an insurance company is going to waste their time copying a licence from a dodgy photocopy.

    I have worked for several insurance companies and they have nearly all request a copy of the licence at some point during the cycle of a policy so it's a standard practice tbf

    Anyway once the new DVLA/ABI database comes in to action there will be no need for you to send in your licence the company will be able to check it without your knowledge same as the CUE Database :beer:
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  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    vax2002 wrote: »
    The legislation is the Crown Copy-write act, the maximum penalty is 10 years imprisonment.
    Have another try. Year and Section you are referring to would be good - and fixing any spelling errors.
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