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Can a supermarket confiscate girlfriends debit card?

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  • No trust within partners if you ask me and if I am perfectly honest a bit sad IMO.

    Isn't that what joint bank accounts are for? You know, the ones where both have access to the money, but both have a separate card with separate PINs... and if I am not mistaken, both names show on both cards for joint accounts? If you trust someone enough to give them your PIN, then you trust someone enough to get a joint bank account. Not only is it a simple way to "share" money, its a service provided by all banks and involves no breaches of T&C's
    Santander Loan [STRIKE]£3003[/STRIKE] £2100
    AA Credit Card [STRIKE]£3148[/STRIKE] £2676
    Natwest OD [STRIKE]£1500[/STRIKE] £1370
    Cahoot OD [STRIKE]£1000 [/STRIKE]£650
    Capital One Card [STRIKE]£641[/STRIKE] £400
    Total [STRIKE](Jan 12)[/STRIKE] [STRIKE]£9546 [/STRIKE] £7196 (Now)
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Both names don't show on cards on joint accounts, just one name. Both names will show on a cheque book.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Isn't that what joint bank accounts are for? You know, the ones where both have access to the money, but both have a separate card with separate PINs... and if I am not mistaken, both names show on both cards for joint accounts? If you trust someone enough to give them your PIN, then you trust someone enough to get a joint bank account. Not only is it a simple way to "share" money, its a service provided by all banks and involves no breaches of T&C's

    Thanks very much for taken the time to explain this to me you are a truly wonderful member and should be proud;)

    MR B
  • tonyh66
    tonyh66 Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks very much for taken the time to explain this to me you are a truly wonderful member and should be proud;)

    MR B

    wow an internet troll with over 3000 posts, you must be unemployed.;)
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    tonyh66 wrote: »
    wow an internet troll with over 3000 posts, you must be unemployed.;)

    Why else do you think he has his girlfriends PIN ?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    tonyh66 wrote: »
    wow an internet troll with over 3000 posts, you must be unemployed.;)

    I am actually sitting in my little office waiting for customers to come along and buy a car off me mouth.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Gromitt wrote: »
    Why else do you think he has his girlfriends PIN ?

    Thank you Wallace much appreciated:cool:
  • tonyh66
    tonyh66 Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am actually sitting in my little office waiting for customers to come along and buy a car off me mouth.


    Ahhh a car salesman... that figures.
  • tonyh66 wrote: »
    Ahhh a car salesman... that figures.


    I wonder if he would accept a debit card that obviously didn't belong to the buyer.
  • Andy7856
    Andy7856 Posts: 260 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Its usually in the card T&C that the card belongs to the bank and can be collected by the bank or a person acting as an agent of the bank.

    When i used to work in a DIY that did it all (no names), we were trained to always read the name on the card and verify it against the person, eg a Mr or Miss (sometimes it was hard to tell!!) ;

    Another funny thing was if the name was out of character with the person, eg a punk handed the card over with the name on the card "The Reverend John Smith" we would have to pretend the card machine was faulty so we could phone up and authorise it!

    Appologies to punks (or members of the Clergy) if I ever slowed you down at my till!!
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