Can a supermarket confiscate girlfriends debit card?

borkid

BugsyBrowne wrote: »

:money:

You don't know your partners pin numbers, I bet you sleep in separated beds aswell, and have your own food cupboards.

I don't know my OH PIN either. We do have a joint bank account and credit card so why should I have his PIN . Likewise he doesn't have mine. Even on our individual accounts we don't have each others PIN number.
We share a bed and food just like the joint account, not that it's at all relevant

mazza111

Thanks for that, I was baffled :rotfl: Probably because I'm never in Morrison's. I have to admit, I've used my fella's chip and pin in the past too, but he knows i'm too scatter brained to remember it :rotfl: Only the once when his car was in for MOT and I'd to collect it for him. But thankfully, the garage knew it was his car in his name, card in his name. But really I shouldn't have done it, they could have refused just the same

borkid

BugsyBrowne wrote: »

No trust within partners if you ask me and if I am perfectly honest a bit sad IMO.

Trust has nothing to do with it. I have access to his/our money and therefore don't need his PIN and don't know it. When he was a higher rate tax payer all our savings were in my name.
What is trust is having the money in joint names so either party has access to it without needing the other person's card. If this is the case then the PIN is not needed.

BugsyBrowne

borkid wrote: »

Trust has nothing to do with it. I have access to his/our money and therefore don't need his PIN and don't know it. When he was a higher rate tax payer all our savings were in my name.
What is trust is having the money in joint names so either party has access to it without needing the other person's card. If this is the case then the PIN is not needed.

It must just be me then as in my world what's mine is my OH's to and thought many others shared the same but obviously not I just thought those days were gone where husband & wifes had a confidential relationship.

borkid

BugsyBrowne wrote: »

It must just be me then as in my world what's mine is my OH's to and thought many others shared the same

That's exactly what we do, we have joint accounts. The saving was in my name so that he didn't pay higher rate tax on the interest. It was a savings account with no PIN. He trusted me enough to 'give' me all our savings at the end of our fixed rate mortgage term it was used to pay off some of the mortgage.

I find it strange that couples don't have joint accounts. It's only if they don't have joint accounts that they need their partner's PIN.

datostar

Reading this thread has set me thinking about the ubiquity of CCTV at Supermarket checkouts and ATMs. I know lots of us use partner's cards with permission at cash machines etc. but if there was subsequent fraud on the particular card, would the issuer check CCTV for previous transactions? A female recorded using a card issued to a male or vice versa would stand out like a sore thumb. It certainly seems quite effective when tracing wanted or missing persons and a picture of them drawing out cash at a particular place appears in the papers.

Atom

This is usually only related to online card fraud, carders will normally use charity sites to see f the card is still valid, for people who actually skim the cards and clone them, they can check your balance at the cash lines etc no point in buying a beano mag for under a couple of quid when they can just withdraw cash from a cash line.

Does sound like someone trying to earn brownie points, i would have probably stuck that beano mag right up.... never mind.

Stephen_Leak wrote: »

Evidently, card thieves usually make a small purchase first, to check that the card is still valid.

I usually get a call on my mobile from my CC provider's fraud prevention people, when I use it buy stuff on eBay for just pennies. It's nice to know that they're on guard.

Mrs_Ryan

OH doesnt know my PIN and I dont know his. I could quite easily use his card with no suspicion - his just has his first two initials and surname, no Mr and there are plenty of female names that could have his initials. Mine, for some reason, does have Miss on it. Both mine and OH's old A&L cards had no title on them either which could have meant either of us could use each other's cards.
My Mum used to use my Dad's card all the time at cash machines - Dad is disabled and unable to use a machine himself. Now they have a joint account and Mum withdraws Dad's money on her own card and gives it to him - Mum uses her Visa Debit all the time but Dad is scared of technology :rotfl:

verityboo

BugsyBrowne wrote: »

:money:

You don't know your partners pin numbers, I bet you sleep in separated beds aswell, and have your own food cupboards.

I don't know my better halves pin numbers, or security passwords for anything either come to think of it.

Perhaps we spend too much time in bed together to have time in our lives to memorize each others pins.

I have enough trouble remembering my own. My first thought reading what you wrote was that you must trust your partner completely, but live very boring lives.

p.s. Well done Morrisons!

Hazzanet

Had a similar issue when working for a supermarket some years ago where a lady was using a card belonging to a gentleman. I called the bank in question for advice what to do - answer: cut the card in two and return it to the bank please. In the meantime, the card was stopped there and then.

Morrisons was doing you a favour by letting your partner come in and collect it.