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moneycurious

morning!!! having a good week, my mother panicin re a family do so "sold" her an unwanted bracelet that i had got. so thats in the kitty as op. oh working all weekend. having a lazy day tidying up and getting straight. already got the wood burner in so thats a good start - trying to air the house out whilst oh away.... he seems to think that houses dont need to breath - and although i love been warm condesation on windows is becoming an issue already. not sure ifd its because the house is newly referbed and has never had heating in before - but hey ho!!!
also panicing about xmas so getting what already bought out and making a list of what need to get. another eating up week due to the" lack of funds ", and fingers crossed i will hear from some job apps.
booked the oh's 30th , it falls at xmas so going for a 3 course set price meal - as we seem to have friends that buy the most expensive stuff some one always ends up getting "done" as it were - so set price and people buy own drinks.....
ebay downer though , my fees came over what i earnt this month - not good. posting some more bits today n doing surveys...... oh the excitement!!!xx

moneycurious

thinking aloud its just struck me... of course i will be happy with th e funds being put back in my account due to the fraud but will the bank be able to compensate for the inconvinence ie 10 days of hell and no funds.... i have defaulted on the morge i have suddenly realised so surely i am owed something????

BookWorm

moneycurious wrote: »

thinking aloud its just struck me... of course i will be happy with th e funds being put back in my account due to the fraud but will the bank be able to compensate for the inconvinence ie 10 days of hell and no funds.... i have defaulted on the morge i have suddenly realised so surely i am owed something????

Hi Moneycurious

Hope you don't mind me stopping by. I had fraud on my account a few years ago - it was right before Xmas and so very stressfull indeed! I hope they sort it out quickly for you.
In answer to your question - they should put you back to the financial state you were before the fraudulent activity. Therefore if you have incurred charges, etc - they should refund those to you.
Not sure you will get anything as 'compensation' for the stress - but that would be down to the individual bank involved I guess.

Good luck!

moneycurious

its awful - my whole familys been affected to . fingers crossed - not to sound greedy - but its the all hassle ..... i just want my pennies back!!! xx

nattypants

Hi moneycurious - how awful to have been a victim of fraud. I hope that you do receive additional compensation, however as BookWorm says, this would be down to further goodwill from the bank.

I notice that you have a mortgage with Nat**st, and perhaps also bank with them? I also have my mortgage with NWest and a few months ago they royally screwed up my mortgage payments (I ended up paying 2X mortages).
Although it did take numerous phone calls to rectify, they did offer me additional compensation without my asking for this, so *fingers crossed*

NP:D

moneycurious

Thank for the support - unfortunatley dont bank with teh same - but a sister company.... its awful - feel violated!!!the only good thing as i have previously said is that its knuckled me down to saving abit more this month - as we have finally no reason to buy bits for the house.
Realised today that we havent ever recieved out wedding pics so currently chasing all that up - love the use of a good day!! xx

chocoholic_chick

So sorry to hear about the fraud. I was subject to identity fraud myself a few years ago and used to dread checking the post each day to see what else had been opened up in my name. I definitely understand what you mean about being violated, I just hope they get it sorted for you soon. Good luck with your MFW journey x

moneycurious

hello! update is that after 13 days still no pennies.... argh!!!! least i am trying hard to make do. over payment this month should be a good one. other half stated that thanks to yesterdays organisation he as realised what food we have in the cupboards and that we mite actually be able to save loads more than we thought by litterally emptying the freezer. sold some bits on flebay so that's another little stash..... op so far 105........ eeekkk

moneycurious

Hidy hi!!
well today was not wat i expected - joined Waitaround's advantage card - got £5 off next 25 shop - easy in there on a sunday - when buying reduced items!!! went to the local "shopping centre" - wanted to get a few bits for xmas - but found nothing - found myself thinking - i wonder if i can get this cheaperon flebays outlet shop!..... nearly bought a karen millen dress in the sale - but that would have blown my op's.... was beautiful but - nope - i resisted. added to this the oh seems to have got a tummy bug - so he needed hydration salts - but on the plus side ( i'm kidding!!) he doesnt want anything to eat - so cobbled together a "nothing " tea in no time!!!! have to admit - got the heating and the woodburner on tonight - house was feeling damp - and needed to get some bits aired off - but doesnt happen very often - and may make oh feel like i am treating him!!!!
putting milage claim in at work tomorrow - so all going in the op pot - makes you really satisfied , but made me feel bad looking at stuff when shopping..............................ttfn

nattypants

Hope OH feels better soon moneycurious.

PS I'd LOVE a woodburner!