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Every day dilemma...!
Comments
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I'm a [STRIKE]silent reader[/STRIKE] nosey stalker on this thread but talk to HAW practically everyday.
For the bit in bold I've quoted....thank you thank you thank you!!
You know my opinion HAW x
Hello bex
(amended your post for youlol)
Absolutely agree too! Esp after the finding of the weekend!Thank you both for highlighting that bit to me again
Chin up and keep smilingWealth is what you're left with when all your money runs out0 -
HeadAboveWater wrote: »Hello bex
(amended your post for youlol)
Absolutely agree too! Esp after the finding of the weekend!Thank you both for highlighting that bit to me again
Chin up and keep smiling
Jeeeeez you make me sound good :P0 -
:rotfl:
You know I love you bexWealth is what you're left with when all your money runs out0 -
FINALLY have all knowledge bits of my NVQ submitted!!!!
Still 40% to go which is all the 'prove it' stuff, but hopefully I can work bluff my way through that
No contact from SIL since last week and quite happy to leave it like that for the time being too
TalkTalk seems to have settled itself and has been working fine. Laptop/TV/wireless keyboard combination working well too which is great. Took a while and a little hair loss, but we got there
Doing not so bad with the spending/no spending at the minute. The most recent 'big' purchase (coat down to £25 from £80 in Sports Direct) was taken back for a refund 2 days later
Short break/holiday has been mentioned a few times for November. We're actually debating a trip to Valencia to watch the MotoGP - providing the price is right!Getting there from Belfast though seems to be the awkward/difficult/expensive part. Typical
Everything seems to be hunky dorey in the HAW house which is greatI don't think it's the calm before the storm :eek: lol
Or maybe I'm just learning to be stronger and better able to deal with things or nip them in the bud before they escalate. Either way, all good
Trust everybody is wellWealth is what you're left with when all your money runs out0 -
Ok. Got this idea from another thread but figured I'd just stick mine in my diary...
Christmas budget(sorry!!)
OH - £0/£100 - we like to go away for a night so this will be hotel/dinner/drinks budget
DD1 - £0/£50
DD2 - £0/£50
DD3 - £0/£50
Mum - £0/£50
Dad - £0/50
Friends x 2? - £0/50 (£25 each) (...and sure I've 1 less to worry about this year)
Niece x2/nephew - £0/£75 (£25 each) (not fair on kids missing out just coz my big sister is a ......!)
Cards - £0/£15 - prefer to buy individual/special cards for people when we're not doing presents
Food/drink - £0/£100? - no notion! Me and OH do the shopping so it depends what bargains we find! But will try to keep a track of itSomeone suggested elsewhere on MSE about getting a crimbo food box and starting to fill now when stuff is available/on offer. Less stress/cost nearer the time! Will have a chat with OH about that when I get a chance.
So far that's about £600 all in. Which isn't bad i don't think. The what to buy is the bit I'll seriously struggle with!
Won't be going on any crimbo nights out. Can't see it anyway. Will likely just meet up with friends and bro/sisters etc for dinner and a catchup. Spose that should be in my budget too...
Dinners - £0/£100 - that will allow me 5 dinners @ £20 max a go. I should be able to meet with 2 sisters in one go so that should helplol.
£700 then? Have the money ok thanks to my good saving with FD last year
Anyone else??Wealth is what you're left with when all your money runs out0 -
Great idea about the Christmas present budget HAW, thanks for sharing. I normally stick to set amounts for people but I've never actually added up how much all that costs if you see what I mean!
If it helps, funky pigeon are doing 3 for 2 on all cards at the minute. No code, just automatic deduction when you buy 3 XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Christmas budget sounds like a plan. I dont think we are doing brothers and sisters presents again. I shall follow in your footsteps (copy) and do that too.Trying to shift that debt!0
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Hope you've been missing for nice reasons not nasty! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
HAW, what about hampers for all DD's? As you know I do them each year for the females in mine and OH's family. Doing one for a friend's little girl (11, will be 12 by xmas). Got a large clear box (old ferrero rocher box), I'm putting her name on it in crystal gems to create a dressing table box. Filling it with lip balm, nail varnish, hair clips/bands, funky keyring, little change purse, mini perfume. So far its cost £20 but looks great.
For your OH why not trawl the offers websites (gogroopie etc) for offers, then if you have a little left over you could buy him some little treats (nice aftershave, Home Bargains do nice ones under £10). Also what about a 'promise book'? i.e. run a nice bath, breakfast in bed etc.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
HeadAboveWater wrote: »Ok. Got this idea from another thread but figured I'd just stick mine in my diary...
Christmas budget(sorry!!)
OH - £0/£100 - we like to go away for a night so this will be hotel/dinner/drinks budget
DD1 - £0/£50
DD2 - £0/£50
DD3 - £0/£50
Mum - £0/£50
Dad - £0/50
Friends x 2? - £0/50 (£25 each) (...and sure I've 1 less to worry about this year)
Niece x2/nephew - £0/£75 (£25 each) (not fair on kids missing out just coz my big sister is a ......!)
Cards - £0/£15 - prefer to buy individual/special cards for people when we're not doing presents
Food/drink - £0/£100? - no notion! Me and OH do the shopping so it depends what bargains we find! But will try to keep a track of itSomeone suggested elsewhere on MSE about getting a crimbo food box and starting to fill now when stuff is available/on offer. Less stress/cost nearer the time! Will have a chat with OH about that when I get a chance.
So far that's about £600 all in. Which isn't bad i don't think. The what to buy is the bit I'll seriously struggle with!
Won't be going on any crimbo nights out. Can't see it anyway. Will likely just meet up with friends and bro/sisters etc for dinner and a catchup. Spose that should be in my budget too...
Dinners - £0/£100 - that will allow me 5 dinners @ £20 max a go. I should be able to meet with 2 sisters in one go so that should helplol.
£700 then? Have the money ok thanks to my good saving with FD last year
Anyone else??
What a great Christmas Budget!!! Erm terrible that I have not even thought about it...lets see!
:santa2::rudolf::xmastree::xmassmile:xmassign:
OH - no limit :eek: is that bad? We just buy/get something each other likes or wants! Will need to discuss a budget this year. Maybe set a £100 budget?
Mums & Dads - £50 each (Total £200) - or again more if it is something they really want
Sisters/Brother/Nieces & Nephews - £20 each (Total £140) normally we do more but this year as WE are getting married so setting a budget (they have set budgets in the years they got married).
X-Mas nights out - Paid £90 so far on them! EEK! Still got £20 to pay for one then drinks for the rest sooo lets budget another £150 on top!
Dinner & Drinks - We still go to parents so NADA :rotfl: But lets add another £100 for drinks and misc.
New year nights - £30 to pay and then drinks on top - £100 total.
Wedding - Got a new year wedding - £200 total? 2 nights away in Edinburgh City Centre.
Total Guestimate - Approx £1000? - OFFFFT :shocked:_pale_:wall:
I always wondered how people with kids spend £1000 on Christmas- but look at me £1000 with NO kids!!! x0
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