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Aqua Reward Credit Card - 3% cashback up to £100/year

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Comments

  • boobbby
    boobbby Posts: 769 Forumite
    The_Boss wrote: »
    Maybe they ran out of stamps? They're certainly starting to run out of excuses.


    They have owed me nearly £300 since the 22nd January (rebate + cashback) Wonder if I should try for some interest !!
  • Aquamania
    Aquamania Posts: 2,112 Forumite
    boobbby wrote: »
    They have owed me nearly £300 since the 22nd January (rebate + cashback) Wonder if I should try for some interest !!

    Do you mean a refund credited by a retailer? If so it probably will reduce the £100 cashback you think you will get ;)

    If I were you, I would start a formal complaint if your account has been closed and they will not return so much money promptly - that will start the clock officially ticking :)

    e.g. after 8 weeks you can go to the FOS who probably will award interest at 8% if asked.
  • boobbby
    boobbby Posts: 769 Forumite
    Aquamania wrote: »
    Do you mean a refund credited by a retailer? If so it probably will reduce the £100 cashback you think you will get ;)

    If I were you, I would start a formal complaint if your account has been closed and they will not return so much money promptly - that will start the clock officially ticking :)

    e.g. after 8 weeks you can go to the FOS who probably will award interest at 8% if asked.


    Your right I did lose a bit of cashback when I got the rebate but I still think they should return my money and add a bit of interest !
  • aleph_0 wrote: »
    I'm genuinely curious whether the delays are deliberate, or down to incompetence.

    I can see some advantage in not paying immediately, and I also can understand why they stopped the 3% offer - we are unprofitable customers, after all.

    But, by being slow, they've also damaged their brand. So, if hypothetically, a friend came to me and said, "I've got a poor credit history, but want to rebuild it, and will pay off my card in full each month," I doubt I'd recommend aqua to them. Which is rather silly of aqua.

    I think its down to all 3, I have now had' your cheque is in the post' three times in three weeks. Still, I guess it will be handy for Christmas:mad:
  • Fingerbobs
    Fingerbobs Posts: 1,708 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have to admit, I am still quite baffled as to why people are getting so angry about the delays in sending out the cheques, and feel the need to repeatedly phone Aqua up to ask where their cheque is. I really doubt you will speed up delivery of your cheque by continually pestering them about it.

    I'm sure there are reasons why this is important to some, but I can't see them myself.
  • masonic
    masonic Posts: 27,387 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Given the low take up of the new card, perhaps some people's jobs in the call centre would be under threat if it weren't for these repeated queries. Perhaps the staff are on a go slow because they know they'll be surplus to requirements after this task is complete. :p
  • Anoneemoose
    Anoneemoose Posts: 2,270 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Fingerbobs wrote: »
    I have to admit, I am still quite baffled as to why people are getting so angry about the delays in sending out the cheques, and feel the need to repeatedly phone Aqua up to ask where their cheque is. I really doubt you will speed up delivery of your cheque by continually pestering them about it.

    I'm sure there are reasons why this is important to some, but I can't see them myself.

    Like I said previously, it is not the fact that we haven't received them as such as it is the fact they're obiously lying their butts off when we call. False promises.

    I also said if they had told me in the beginning I would be waiting until christmas, I would have been a bit disgruntled but I would have waited patiently until then.

    The fact that I was told "it will be with you next week" (when it is clearly cobblers) every fortnight is somewhat annoying.
  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I've chosen to keep it. This is the only card in the market that pays you any reward on purchases abroad without charging you for foreign transactions.

    Not quite true. The Capital One Classic Extra card has no foreign fees for purchases and rewards you 0.5% with an extra £10 every year.
    Hooloovoo wrote: »
    I wish I had realised that at the time. I'd have opted for the new card rather than just letting it close.

    Oh well. I have a Post Office card now for foreign transactions.

    I was curious whether the low take-up (from purely anecdotal evidence on here) would mean they'd look for new customers. Lo and behold the current reward card is available on their website! So anyone who feels they're missing out can sign up again :D
  • lisyloo
    lisyloo Posts: 30,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 14 March 2014 at 9:27AM
    I'm sure there are reasons why this is important to some
    I think it's good practice to keep your accounts in order and chase up late/missing items.
    Some of us may go a little too far in being control freaks but I bet the same people don't forget to pay their debts. None of us are perfet but I think I'd rather have control freak tendancies than be so relaxed I forgot to pay debts on time.
    I don't see people getting angry - actually I'm quite enjoying the humour.

    A single person calling will do nothing, but if they get hundreds of phone calls then I would have thought that's a cost and something that would come to the attention of their management.

    I think they've simple been overwhelmed by the numbers and whilst we'd all like things done when they've said, it's not always that easy in practice to up the numbers of trained staff. I am not defending them (oh no), it's just an explanation that companies can't just pull people off the street.
  • matthew57
    matthew57 Posts: 139 Forumite
    Part of the Furniture 100 Posts
    Cheque just dropped through the door:j
This discussion has been closed.
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