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Fiancee Refused Bank Account(s)

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Comments

  • watermelon88
    watermelon88 Posts: 150 Forumite
    Apparently when I ordered a £2 report and Experian told me they couldn't do it, they were lying! They took the £2 last night from my bank which is now going to make me overdrawn when my Tesco shop money goes out (unauthorised OD!)... and the pass key came today!

    Hopefully as theres money going in tomorrow Natwest wont charge me.

    Anyway we now have a pdf copy of his credit report. I think I have found the culprit!

    He Has a court judgement on his file (is that a CCJ???)

    We "think" it's from that NHS thing a while back as that was going to court and would have resulted in a court judgement, and it fits the date they gave.

    If it's not that then no idea. The date of the court judgement is since i've lived here and we've only had that NHS thing say about going to court, nothing else has.

    On the plus side it seems that not all of his debts affect his credit rating and the ones that do only total around £1700 (just over) whereas he thought it would say he was in to it for two or three times that amount.

    His credit report didn't look as bad as we thought it would. Bad, but not too bad. He only owes a little more than I do to the ones who are on the report.
    Total Weight Loss Progress = -17lbs
    Money Earned Online = £108
  • Lith
    Lith Posts: 897 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    watermelon88....

    overdrawn by £2 ? come on grow a pair the charges on that ....


    surely you have 2 pound laying round to 'cover it'
    HSBC (Main A/C)
    Halifax Back up A/C
    Lloyds (Spending) A/C
    RBS Back up A/C
    Barclays Old A/C
    Nationwide Old A/C
  • watermelon88
    watermelon88 Posts: 150 Forumite
    We don't have any cash at the minute.

    I went overdrawn by 50p once and they tried to charge me £30 in charges!
    Total Weight Loss Progress = -17lbs
    Money Earned Online = £108
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