Aqua - New Range of Cards & New Website

Gromitt

£500 limit here as well. Will be very useful me thinks considering my AA card cashback has just changed from 1% to 0.5% since I cancelled the vehicle recovery cover.

I'm thinking the £500 limit is probably a ceiling to stop you spending too much in the first month.

I now have 25% of my gross annual salary as my credit card limit (split over 4 cards as I had 3 before applying for this one). When do you normally get refused for further credit? 35%?

Gromitt

Hmmm.. Aqua -> QuoVadis -> Partnercards -> Halifax Bank of Scotland PLC.

Hey, Halifax are the people who declined me a clarity card last month!

ses6jwg

My current card of choice is a Santander 123 as I'm a member of staff I don't pay the £24 annual fee. About £120 of my monthly spend is on fuel, so my plan is to keep the 123 card in the car and ONLY use it for fuel, then to use this Aqua card for everything else. My monthly spend on everything else is usually about £250, which means there's a little bit of scope for other spends as the cashback on this Aqua card is capped at £100 or £3,300 annual spend/ £275 monthly spend is it not?

Maestro.

Kyresa wrote: »

I just tried to apply for the cashback one (if they ask can always say made a mistake ) will let me know in 10 days - probably because I've already applied for the other one... but just wanted to see

to be fair that might have !!!!!!ed your chances... :money:

Kyresa

Maestro. wrote: »

to be fair that might have !!!!!!ed your chances... :money:

We can only see (I don't really need another card anyways.. so it won't be a huge loss!! Would have just left the vanquis on the shelf )

Kyresa

Just an update, my rate decreasing card agreement arrived this morning so going back in the post today

Simon7685

Nice One Kyresa, will keep my fingers crossed for you. Did you ever get a limit increase on your Granite Card? I remember a few months ago, we seemed like the only ones in the UK that hadn't had an increase, lol. I got mine in March £250 to £1000. Nice to know its there but so is the whopping APR! Needless to say it never gets anywhere near that spent on it.

Kyresa

Simon7685 wrote: »

Nice One Kyresa, will keep my fingers crossed for you. Did you ever get a limit increase on your Granite Card? I remember a few months ago, we seemed like the only ones in the UK that hadn't had an increase, lol. I got mine in March £250 to £1000. Nice to know its there but so is the whopping APR! Needless to say it never gets anywhere near that spent on it.

Nope, never got an increase. And now I've got a rate reducing card with the same limit, the Granite can go on the shelf as far as I'm concerned

fearlessdukuman

Just applied. Current cardholder, got the 10 days decision....

Kyresa

fearlessdukuman wrote: »

Just applied. Current cardholder, got the 10 days decision....

Which card did you apply for?