Cash ISAs: The Best Currently Available List

molerat

Marcus reducing their Cash ISA from 4.3% to 4.01% (inc bonus) from 30 May.

MeteredOut

molerat said:

Marcus reducing their Cash ISA from 4.3% to 4.01% (inc bonus) from 30 May.

It's always interesting to see which providers reduce their own rates more than the base rate reduction.

intalex

Though Skipton haven't yet announced rate reductions, an issue 2 of their quadruple access ISA has been made available with 4.00% AER... I wonder what they'll drop issue 1 to (from 4.35% AER)...

slinger2

Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

I've no idea whether the rate for existing customers is being cut.

flobbalobbalob

slinger2 said:

Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

I've no idea whether the rate for existing customers is being cut.

They have just reduced their limited access account by 0.52% 

ToastLady

flobbalobbalob said:

slinger2 said:

Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

I've no idea whether the rate for existing customers is being cut.

They have just reduced their limited access account by 0.52% 

I've had email about limited access account drop, but nothing so far for the ISA. I've no doubt it will be dropping though. They paused ISA applications a couple of weeks ago I think.

intalex

intalex said:

Though Skipton haven't yet announced rate reductions, an issue 2 of their quadruple access ISA has been made available with 4.00% AER... I wonder what they'll drop issue 1 to (from 4.35% AER)...

Rate reductions effective 9 June now published, 4-access issue 1 not on the list so presumably stays at 4.35% AER just yet...

northernstar007

ToastLady said:

flobbalobbalob said:

slinger2 said:

Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

I've no idea whether the rate for existing customers is being cut.

They have just reduced their limited access account by 0.52% 

I've had email about limited access account drop, but nothing so far for the ISA. I've no doubt it will be dropping though. They paused ISA applications a couple of weeks ago I think.

monument isa still 4.76 but not taking any new applications yet

wallofbeans

Hi again all,

I am just wondering why some of the top cash ISAs aren't on the MSE list? I am looking to use a name I know and is easy access and there are a few on other lists that MSE doesn't mention at all. Is there something wrong with them that I am not seeing? 

For example, Yorkshire Building Society - Single Access eISA at 4.35% , or West Brom BS - Double Access ISA (Issue 3) at 4.25% both look better than others.

Is it the single / double access thing that means they aren't on the MSE lists? I need to be able to access without penalty if necessary, but it might not be needed so just being able to withdraw once or twice is fine. 

slinger2

Or maybe it's partly what counts as a "well-known name". I've just opened a Paragon Double Access ISA currently paying 4.5%. Paragon are a perfectly respectable provider as far as I'm concerned. All these products are variable rate and you're taking a chance on what the interest rate will be like in a few weeks time.