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Cash ISAs: The Best Currently Available List

18968978999019021127

Comments

  • sammy_zammy
    sammy_zammy Posts: 116 Forumite
    100 Posts Second Anniversary Name Dropper
    VNX said:
    Chip reducing their underlying rate to 4.06 but no email 

    Are institutions meant to email you about rate cuts?
    No, and they tell you that they will drop rates as soon as the BoE announce base rate changes when you sign up.
  • slinger2
    slinger2 Posts: 1,131 Forumite
    1,000 Posts Second Anniversary Name Dropper
    VNX said:
    Chip reducing their underlying rate to 4.06 but no email 

    Are institutions meant to email you about rate cuts?
    This is a "tracker". You should know that if you've got one of these accounts.

    "Basically, when the base rate moves up or down, your savings rate will move on the same day."
  • molerat
    molerat Posts: 36,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Marcus reducing their Cash ISA from 4.3% to 4.01% (inc bonus) from 30 May.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • MeteredOut
    MeteredOut Posts: 3,996 Forumite
    1,000 Posts Third Anniversary Name Dropper
    molerat said:
    Marcus reducing their Cash ISA from 4.3% to 4.01% (inc bonus) from 30 May.
    It's always interesting to see which providers reduce their own rates more than the base rate reduction.
  • intalex
    intalex Posts: 1,184 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 May 2025 at 1:58PM
    Though Skipton haven't yet announced rate reductions, an issue 2 of their quadruple access ISA has been made available with 4.00% AER... I wonder what they'll drop issue 1 to (from 4.35% AER)...
  • slinger2
    slinger2 Posts: 1,131 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

    I've no idea whether the rate for existing customers is being cut.
  • slinger2 said:
    Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

    I've no idea whether the rate for existing customers is being cut.
    They have just reduced their limited access account by 0.52% 
  • ToastLady
    ToastLady Posts: 658 Forumite
    Part of the Furniture 500 Posts Name Dropper
    slinger2 said:
    Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

    I've no idea whether the rate for existing customers is being cut.
    They have just reduced their limited access account by 0.52% 
    I've had email about limited access account drop, but nothing so far for the ISA. I've no doubt it will be dropping though. They paused ISA applications a couple of weeks ago I think.
  • intalex
    intalex Posts: 1,184 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    intalex said:
    Though Skipton haven't yet announced rate reductions, an issue 2 of their quadruple access ISA has been made available with 4.00% AER... I wonder what they'll drop issue 1 to (from 4.35% AER)...
    Rate reductions effective 9 June now published, 4-access issue 1 not on the list so presumably stays at 4.35% AER just yet...
  • northernstar007
    northernstar007 Posts: 1,129 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    ToastLady said:
    slinger2 said:
    Monument have a message on their Cash ISA page: "We've temporarily paused new applications for our Easy Access Cash ISA."

    I've no idea whether the rate for existing customers is being cut.
    They have just reduced their limited access account by 0.52% 
    I've had email about limited access account drop, but nothing so far for the ISA. I've no doubt it will be dropping though. They paused ISA applications a couple of weeks ago I think.
    monument isa still 4.76 but not taking any new applications yet
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