Cash ISAs: The Best Currently Available List

masonic

It looks like the above is actually incorrect and the 3 month bonus is paid at the end of month 3: https://forums.moneysavingexpert.com/discussion/comment/81386204/#Comment_81386204

allegro120

https://www.monument.co/savings/easy-access-cash-isa 
4.76%. Flexible. Instant transactions.  Provides with a proper t&c.  No 3-month bonuses.  Funds are held in Monument bank, not randomly scattered around a variety of banks or in case of CMC held in QMMF.

I've just opened this Monument account and intend to deposit 50% of my 2025/26 allowance there tomorrow.  Then will have to decide what to do with the other half. So far my plan is - £1 to T212 to see if promotional rate will show on the app.  £10 test to Tembo. It is tempting to open CMC, but can't make my mind up.  In one of the threads people advised to spare £100 for possible offers throughout tax year and especially at the end of it - I'll follow this advice, but still don't know exactly what I'm going to do with my £20k allowance tomorrow.

guli

Hi guys - does Chip accept and considers for interest purposes, faster payment or Open Banking deposit in on Sundays? It's going to be 6th morning soon!

What about Tenbo and Monument?

Thanks.

Gambler

RG2015 said:

slinger2 said:

RG2015 said:

If you already have a Zopa Smart ISA and transfer in at least £500 the entire balance on the Smart ISA will earn 5.01% for 3 months.

It then reverts to the standard 4.00%. I guess this only applies to the instant access pots.

Do Zopa allow partial transfers in? i.e. could you just transfer in £500 from a much bigger ISA?

I have just looked on the Zopa app and they do allow partial transfers in.

Tempted by this but T212 is not on their list of providers for transfers in.

Savings_Dave

For anyone after a Shawbrook Cash ISA they should be back today (just seen a little header when you login and look under open account). I looked online the last couple of days and they were suddenly unavailable - I was eager and ready to transfer and subscribe for this tax year but cannot at the moment. Why not put a banner on their main website with the available date? It is baffling. I just hope the rates haven't changed on the fixed ones.

flobbalobbalob

Tembo new cash ISA transfers are currently paused.

jimexbox

Savings_Dave said:

For anyone after a Shawbrook Cash ISA they should be back today (just seen a little header when you login and look under open account). I looked online the last couple of days and they were suddenly unavailable - I was eager and ready to transfer and subscribe for this tax year but cannot at the moment. Why not put a banner on their main website with the available date? It is baffling. I just hope the rates haven't changed on the fixed ones.

I'm looking at Kent Reliance or Shawbrook for a two year fixed rate Isa, as you can top up whenever. So irritating that Shawbrook don't have their rates up yet.

TheBanker

Savings_Dave said:

For anyone after a Shawbrook Cash ISA they should be back today (just seen a little header when you login and look under open account). I looked online the last couple of days and they were suddenly unavailable - I was eager and ready to transfer and subscribe for this tax year but cannot at the moment. Why not put a banner on their main website with the available date? It is baffling. I just hope the rates haven't changed on the fixed ones.

I think they always do this over the tax year-end. 

I'm tempted to fix some cash. I notice for non-ISAs Shawbrook offer a 9 month fix, anyone know if they offer a 9 month fixed ISA as that would be better for me than 12 months.

Qyburn

allegro120 said:

https://www.monument.co/savings/easy-access-cash-isa 
4.76%. Flexible. Instant transactions.  Provides with a proper t&c.  No 3-month bonuses.  Funds are held in Monument bank, not randomly scattered around a variety of banks or in case of CMC held in QMMF.

I'm fed up with "bonus rates" especially as they now seem to be only for 3 months at a time. Is Monument a standalone bank, not sharing its FSCS protection with anyone else?

checkly

Underwhelming offer from Shawbrook
https://www.shawbrook.co.uk/savings/cash-isas/1-year-fixed-rate-cash-isa/