Cash ISAs: The Best Currently Available List

Kim_13

No Regular Saver ISAs so far. Saffron, Melton and Nottingham had them last year.

pecunianonolet

Malchester said:

pecunianonolet said:

Marsden BS has launched a new ISA and it shows already on moneyfacts but isn't available on the website yet. 

Minimum opening amount 5000, not flexible, transfers in allowed.

Can be seen under online savings and it says rate applicable from 5th March

Thanks,, not a place I would look when they have an ISA sub section. 

jimexbox

Looks like Kent Reliance fixed rates ISA's have disappeared. I can only see an easy access now 

checkly

Anyone got any the summary/t&cs for the Kent Reliance 2 yr fx which has just disappeared 4.37%

jimexbox

checkly said:

Anyone got any the summary/t&cs for the Kent Reliance 2 yr fx which has just disappeared 4.37%

What information are you after?

checkly

Always download a copy of summary/t&cs.  Got the account yesterday but was going to download documents today but was too late.  Thought it might stick around for a day or two!!

flaneurs_lobster

checkly said:

Always download a copy of summary/t&cs.  Got the account yesterday but was going to download documents today but was too late.  Thought it might stick around for a day or two!!

Yes you should (and usually you will be emailed them as an attachment) but not being able to retrieve Summary Sheets or T&Cs for a product that was on sale yesterday is just very poor. 

Providers should be putting those online on their sites, even if you have to go looking. It does mean that they would need a decent indexing system to correctly identify exactly which product is being described (and which product you have been sold). Not simple to maintain, especially when FinTechs are changing their rates and terms daily.

And I know that Kent Reliance (est. 1840s) is not a FinTech.

Ted_01

I just opened a cash ISA on the HL-Active Savings platform, 2 year fixed at 4.46% with Chetwood Bank.
This seems to be the best 2 year rate available at the moment.

slinger2

Seems that the Paragon 15 month fixed rate ISA at 4.40%AER is NLA. The 1 year at 4.30 is still available.

drphila

checkly said:

Anyone got any the summary/t&cs for the Kent Reliance 2 yr fx which has just disappeared 4.37%

https://www.kentreliance.co.uk/media/dvhf3w3a/1782-two-year-fixed-rate-cash-isas-flyer.pdf

 

EDIT: And for those who may want to try and open this account (this application link appears to work at least for the first couple of steps though may of course be rejected further down the line):

https://www.kentreliance.co.uk/products/apply-isa-two-year-fixed-rate-cash