Cash ISAs: The Best Currently Available List

TheBanker

Oasis1 said:

I'm tempted to put my 20k premium bonds into Chip's ISA and then see what else is around after 3 months. Any experience with Chip?

I also have ISA products with Tembo and Trading 212 so want to spread around - plus Chip is flexible which I need at the moment.

I opened a Chip ISA yesterday and put my £20k in today. It'll get me a good rate for three months while I decide what to do with the money (planning to fix some, and invest some, but undecided how much and in what).

It's flexible which is what I need. Whether I'll keep it when the bonus ends, or transfer elsewhere depends on what's available at the time. 

Oasis1

TheBanker said:

Oasis1 said:

I'm tempted to put my 20k premium bonds into Chip's ISA and then see what else is around after 3 months. Any experience with Chip?

I also have ISA products with Tembo and Trading 212 so want to spread around - plus Chip is flexible which I need at the moment.

I opened a Chip ISA yesterday and put my £20k in today. It'll get me a good rate for three months while I decide what to do with the money (planning to fix some, and invest some, but undecided how much and in what).

It's flexible which is what I need. Whether I'll keep it when the bonus ends, or transfer elsewhere depends on what's available at the time. 

Great to hear I'm not alone in thinking this way. I've opened an account and will add my 20k when it's transferred to me from NSI. Here's hoping the 5.9% sticks for the full 3 months!

GlasgowExpat2

I’m struggling to open a CHIP ISA. I’ve downloaded the App and entered the code but when I click Get Started nothing happens and there’s nowhere for me to open an ISA 😩

Patr100

Monument - looks like "no transfers in" so limiting appeal for many;


"Transfers in – coming soon

We are in the process of adding this feature and are gradually making it available to our clients."

TheBanker

Oasis1 said:

TheBanker said:

Oasis1 said:

I'm tempted to put my 20k premium bonds into Chip's ISA and then see what else is around after 3 months. Any experience with Chip?

I also have ISA products with Tembo and Trading 212 so want to spread around - plus Chip is flexible which I need at the moment.

I opened a Chip ISA yesterday and put my £20k in today. It'll get me a good rate for three months while I decide what to do with the money (planning to fix some, and invest some, but undecided how much and in what).

It's flexible which is what I need. Whether I'll keep it when the bonus ends, or transfer elsewhere depends on what's available at the time. 

Great to hear I'm not alone in thinking this way. I've opened an account and will add my 20k when it's transferred to me from NSI. Here's hoping the 5.9% sticks for the full 3 months!

My logic was I already have Trading 212 so wouldn't qualify for their bonus, and neither of Plum / Moneybox are flexible. So out of the four offering short term bonus rates, Chip was best for me.

ItsForMe2024

winkowinko said:

ItsForMe2024 said:

guli said:

Hi guys - does Chip accept and considers for interest purposes, faster payment or Open Banking deposit in on Sundays? It's going to be 6th morning soon!

What about Tenbo and Monument?

Thanks.

Hi. Yes. I deposited £1 this morning to the Chip ISA and it added the bonus to my ISA. Mine is now 5.90%

How long did it take for the interest rate to update? I paid in £1 about 30 mins ago, but it's showing my interest rate as 4.32%

Within 15 minutes.

VNX

Patr100 said:

Monument - looks like "no transfers in" so limiting appeal for many;


"Transfers in – coming soon

We are in the process of adding this feature and are gradually making it available to our clients."

Monument have said transfers in coming soon for months, I’d give up on them offering transfers sadly 

pecunianonolet

Marsden BS has launched a new ISA and it shows already on moneyfacts but isn't available on the website yet. 

Minimum opening amount 5000, not flexible, transfers in allowed.

Malchester

pecunianonolet said:

Marsden BS has launched a new ISA and it shows already on moneyfacts but isn't available on the website yet. 

Minimum opening amount 5000, not flexible, transfers in allowed.

Can be seen under online savings and it says rate applicable from 5th March

Kim_13

No Regular Saver ISAs so far. Saffron, Melton and Nottingham had them last year.