Cash ISAs: The Best Currently Available List

2010

Thanks for the replies.
Phoned Shawbrook and partial transfers are allowed from EA cash ISA.

Hesitated phoning because of long delays but surprisingly got an adviser within 3 minutes near 5pm.

akh43

Does anyone else other than Shawbrook and Lloyds allow you to add to a fixed rate ISA once opened?  Looking to start this year's ISA with a £10k payment and debating my options and whether to put £3k in the new Lloyds 1 year fix at 4.60% and the other £7k in the existing 5.5% Lloyds member fixed ISA which matures at end of July to utilise the better interest and so I have somewhere to transfer my existing Lloyds to when it matures or just put the whole £10k in the existing Lloyds or whether to put elsewhere and worry about the rates when my Lloyds comes to maturity?  I can't add any more to Shawbrook even though the 5.83% rate I have is better as I am almost at the FSCS limit.

Kim_13

Kent Reliance I believe.

Aren't Lloyds one of the providers only allowing customers to contribute to one Cash ISA with them per tax year, so they could prevent an addition to the 5.5% if the 4.6% had already been taken.

akh43

Kim_13 said:

Kent Reliance I believe.

Aren't Lloyds one of the providers only allowing customers to contribute to one Cash ISA with them per tax year, so they could prevent an addition to the 5.5% if the 4.6% had already been taken.

I rang Lloyds earlier today and they said I could open the new one with £3k and add the £7k to the existing one and then transfer on maturity and continue to add if I wish for the rest of this year's ISA so already checked that is ok.

I had issues with Kent Reliance in the past so think I will stick with Lloyds. 

Thanks for responding

refluxer

akh43 said:

Does anyone else other than Shawbrook and Lloyds allow you to add to a fixed rate ISA once opened? 

Barclays also allow you to pay into their 1 year and 18 month flexible cash ISAs throughout the duration of the fixed rate period, which can include multiple tax years if required. Transfer-in requests are limited to the first 30 days.

nomorekids

Rate increase for Shawbrook 2 year fixed issue 81, 4.61%   

jak22

Shawbrook 5 year issue 45 4.17%

Growingold

nomorekids said:

Rate increase for Shawbrook 2 year fixed issue 81, 4.61%   

Opened last week at 4.5% . Have sent them a secure message asking if I can close as within 14 days of opening and open this new FR ISA at 4.61%. As yet no reply.

2010

Growingold said:

nomorekids said:

Rate increase for Shawbrook 2 year fixed issue 81, 4.61%   

Opened last week at 4.5% . Have sent them a secure message asking if I can close as within 14 days of opening and open this new FR ISA at 4.61%. As yet no reply.

Always slow on the secure message answering but they do back date and they do upgarde within a time scale.
They are a bit of a nightmare when you want to transfer an ISA out.
They are in the electronic transfer system but seem to be in no rush to do it.

subjecttocontract

2010 said:

Growingold said:

nomorekids said:

Rate increase for Shawbrook 2 year fixed issue 81, 4.61%   

Opened last week at 4.5% . Have sent them a secure message asking if I can close as within 14 days of opening and open this new FR ISA at 4.61%. As yet no reply.

Always slow on the secure message answering but they do back date and they do upgarde within a time scale.
They are a bit of a nightmare when you want to transfer an ISA out.
They are in the electronic transfer system but seem to be in no rush to do it.

.......and neither would I be in any rush to do it if I were the transferring bank. There is no in incentive. Even the timing guidelines are not mandatory so, I'd take all of 15 business days and more and take all the criticism because it wouldn't make much difference. Of course, they are never gonna say any of that publicly, but behind closed doors......who knows ?