Cash ISAs: The Best Currently Available List

rallycurve

If you already opened a separate ISA 11 before they withdrew it, you could always transfer you maturing ISA to it if they somehow did not honour the deal. But I'm sure it'll go as you planned!

soulsaver

d63 said:

rallycurve said:

It looks like Virgin Money have retired their market leader 1 year exclusive cash ISA at 5.25%
Maybe because we are near the tax year end or maybe they are planning on releasing a new version?
Current top 1 year is 5.07%

Uh-oh! Now what happens? I left them instructions for my old virgin fixed  isa 5 to be transferred to the fixed isa 10 when it matures in 2 days time on the 29th of march. This is not looking good.

Iss11 replaced iss10 on 29 Feb, same terms AFAICS - so even if computer says 'no', you should be able to resolve.

slinger2

At the top of this thread (Cash ISAs: The Best Currently Available List) it says that the Zopa Smart ISA doesn't accept transfers in. That's not true any more I think. And it seems that, although you can't transfer directly into their Fixed Term ISAs, it's easy enough to transfer first into a Smart ISA and then move it across to a fixed rate ISA afterwards.

Frogletina

slinger2 said:

At the top of this thread (Cash ISAs: The Best Currently Available List) it says that the Zopa Smart ISA doesn't accept transfers in. That's not true any more I think. And it seems that, although you can't transfer directly into their Fixed Term ISAs, it's easy enough to transfer first into a Smart ISA and then move it across to a fixed rate ISA afterwards.

I requested a partial transfer from an easy access isa with Virgin to a Smart Isa with Zopa. I requested it last Thursday, confirmation on Friday from Zopa that they were dealing with it and on Monday it was in my Smart Isa. I was very impressed.

slinger2

Same here. I've done a couple of partial transfers into it and both have been pretty quick as these things go

intalex

intalex said:

Anyone with a Barclays ISA know how to view how much of the £20k annual ISA allowance for the current tax year has already been used up with contributions, and so how much is left?

Anyone with the magical answer? Or is there no other option but to reach a human staff for this info?

t0rt0ise

intalex said:

intalex said:

Anyone with a Barclays ISA know how to view how much of the £20k annual ISA allowance for the current tax year has already been used up with contributions, and so how much is left?

Anyone with the magical answer? Or is there no other option but to reach a human staff for this info?

Can't you look at a transaction list and add it up?

andyhicks88

If an ISA adds interest back into the account does that interest get counted as part of the 20k?  So actually you couldn't put your full 20K in there because you have to take into account what the interest would mount up to as well?

t0rt0ise

andyhicks88 said:

If an ISA adds interest back into the account does that interest get counted as part of the 20k?  So actually you couldn't put your full 20K in there because you have to take into account what the interest would mount up to as well?

No. Interest doesn't count.

flaneurs_lobster

t0rt0ise said:

intalex said:

intalex said:

Anyone with a Barclays ISA know how to view how much of the £20k annual ISA allowance for the current tax year has already been used up with contributions, and so how much is left?

Anyone with the magical answer? Or is there no other option but to reach a human staff for this info?

Can't you look at a transaction list and add it up?

It's what I do, spreadsheet with each year's contributions helps too.