Cash ISAs: The Best Currently Available List

2010

rallycurve said:

Shawbrook dropped their 1yr fixed ISA from 5.03% to 4.80%

(Probably their other ISAs went down too but I was monitoring this one as I was going to open it this week)

Same here, was thinking of opening ready for when the current one matures on 12 April.

Paragon have a 1yr fix ISA paying 5.05% and you have 30 days to transfer or fund even if it goes NLA.
Looks like it`s goodbye Shawbrook!!!

soulsaver

2010 said:

rallycurve said:

Shawbrook dropped their 1yr fixed ISA from 5.03% to 4.80%

(Probably their other ISAs went down too but I was monitoring this one as I was going to open it this week)

Same here, was thinking of opening ready for when the current one matures on 12 April.

Paragon have a 1yr fix ISA paying 5.05% and you have 30 days to transfer or fund even if it goes NLA.
Looks like it`s goodbye Shawbrook!!!

VM have an 'Exclusive' 1yr fix ISA paying 5.25% and you have 30 days to start a transfer or fund it, even if it goes NLA. Need's VM current ac.

2010

@soulsaver

Your last sentence is the thing that puts me off VM.
I don't want to open an account to get an account.

Same thing when Chase appeared on the scene.
If " hoop jumping" is involved, I avoid.

But thanks anyway.😀

TheBanker

rallycurve said:

Shawbrook dropped their 1yr fixed ISA from 5.03% to 4.80%

(Probably their other ISAs went down too but I was monitoring this one as I was going to open it this week)

I'm glad I got in a few weeks ago. But disapointed as it doesn't look like my 2024/5 allowance will benefit from such good rates. 

elkiedee

Aidanmc said:

Emily_Joy said:

Coventry BS four access ISA is down to 4.55%.

When does this take effect from please?

I was looking at Coventry's Four Access (Online) ISA at over 5% a few weeks ago but it went no longer available while I was thinking about it. The Four Access ISA still available at 4.55% paid annually (or 4.46% paid monthly) is I think the one that's available online or through branches (I'm nowhere near a branch) and I've opened one anyway. 

I don't know whether they've changed rates on the NLA account. I've also opened a Triple Access non ISA savings account (online version) at 5.03% (monthly) - that has gone NLA and there's a version at a lower rate available but I'm still getting 5.03% (though not on much money).

subjecttocontract

TheBanker said:

rallycurve said:

Shawbrook dropped their 1yr fixed ISA from 5.03% to 4.80%

(Probably their other ISAs went down too but I was monitoring this one as I was going to open it this week)

I'm glad I got in a few weeks ago. But disapointed as it doesn't look like my 2024/5 allowance will benefit from such good rates. 

But I thought you could continue to add funds to an existing Shawbrook ISA.......

2010

Just wondering if rates are starting to go down because of the lastest inflation number.

BoE meet today but are highly unlikely to cut rates `til mid year at the earliest. (IMO)

refluxer

2010 said:

Just wondering if rates are starting to go down because of the lastest inflation number.

BoE meet today but are highly unlikely to cut rates `til mid year at the earliest. (IMO)

The best easy access and fixed cash ISA rates have been the same for many weeks now, so there doesn't appear to be a downward trend at the moment. A number of providers have actually increased their 1 year fixed rates to >5% recently - I think it's only Shawbrook who've dropped back down again.

pecunianonolet

This morning moneybox was table topping at 5.16% and now Plum overtook them offering 5.17%

Moneybox rate also applies to transfer ins, Plum only for actual tax year contribution. DYOR for Plum as there some key details to be aware about before you take up that offer.

Aidanmc

Re Moneybox ISA transfer in from another provider, does the application give option of waiting until maturity/notice period when transferring in from an existing ISA with another provider ( i know most or all applications do)?

Is there a period of when the funds need to be available, with some its 30 days?