Cash ISAs: The Best Currently Available List

Over62

roked said:

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

I messaged them about this and was told that the bonus would be in my account this week.

CuparLad

Two new 1Yr fixed ISAs on the market that both allow transfers in.

• 5.05% from Castle Trust Bank (min £1,000) Annual Interest.
  
• 5.03% from Kent Reliance BS (min £1,000) Annual or Monthly Interest.
  

gwapenut

Nick_C said:

mr._prude said:

Chip cash ISA now 5.1% AER

Tracks BOEBR at -0.26% and pays monthly interest, but does not accept transfers in.

I got excited about this until I read on Chip's summary page that they reserve the right to change the tracking offset with 14 days' notice. So it's potentially nothing more than a variable rate account with less mandatory admin for them every time they want to reduce whenever the base rate changes!

roked

Over62 said:

roked said:

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

I messaged them about this and was told that the bonus would be in my account this week.

Seems you or someone prompted them to pay out. Had both mine this afternoon in my bank account, one of which I was not expecting yet as it only completed the transfer mid Feb. Very nice of Moneybox

Kazza242

Yorkshire Building Society has launched their new Loyalty Six Access ISAs, which I have added to the first post.

They pay 4.85% on the portion of the balance between £1 - £20,000 and 4.75% on the balance over this (£20,000.01+).

They allow 6 penalty-free withdrawal days during the one year term.

YBS Loyalty Six Access eISA 2024 (Internet-based), see here

YBS Loyalty Six Access ISA 2024 (branch-based), see here

Over62

roked said:

Over62 said:

roked said:

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

I messaged them about this and was told that the bonus would be in my account this week.

Seems you or someone prompted them to pay out. Had both mine this afternoon in my bank account, one of which I was not expecting yet as it only completed the transfer mid Feb. Very nice of Moneybox

Yay, got mine too.  I will take the credit for them paying out and will send you my bank details for you to show your gratitude....😁

dc_scotland

Kazza242 said:

Yorkshire Building Society has launched their new Loyalty Six Access ISAs, which I have added to the first post.

They pay 4.85% on the portion of the balance between £1 - £20,000 and 4.75% on the balance over this (£20,000.01+).

They allow 6 penalty-free withdrawal days during the one year term.

YBS Loyalty Six Access eISA 2024 (Internet-based), see here

YBS Loyalty Six Access ISA 2024 (branch-based), see here

Disappointed to read this in the product details:

It is not possible to transfer an existing Yorkshire or Chelsea Building Society account to this product.

Catplan

dc_scotland said:

Kazza242 said:

Yorkshire Building Society has launched their new Loyalty Six Access ISAs, which I have added to the first post.

They pay 4.85% on the portion of the balance between £1 - £20,000 and 4.75% on the balance over this (£20,000.01+).

They allow 6 penalty-free withdrawal days during the one year term.

YBS Loyalty Six Access eISA 2024 (Internet-based), see here

YBS Loyalty Six Access ISA 2024 (branch-based), see here

Disappointed to read this in the product details:

It is not possible to transfer an existing Yorkshire or Chelsea Building Society account to this product.

So you’d need to transfer out then back in again….. seems silly.

i think you can hold both though.

• You can only hold one account in your name. If you are named on more than one Loyalty Six Access eISA 2024, the most recent account opened will be transferred to the Internet Saver ISA Plus.

and 

• You can only hold one account in your name. If you are named on more than one Loyalty Six Access ISA 2024, the most recent account opened will be transferred to the Internet Saver ISA Plus.

pecunianonolet

Where is the loyalty element with this ISA when so many other providers pay much better rates. 

Wheres_My_Cashback

Very poor offering from YBS particularly as it’s supposedly a loyalty account. Quite laughable really.
I’ll be transferring both my E and branch ISAs £20ks to Coventry at 5.05%.