Cash ISAs: The Best Currently Available List

Aidanmc

Anyone use Moneybox Isa? Was wondering about transfer in and out, is it typically easy.

Now the rate is dropping on my YBS loyalty e-Isa (from 5.2% to 4.7% as 12 month period is up) I was looking at either West Brom Websave ISA 60 day notice 5.1% or Moneybox ISA 5.09%

Ive never use an app based bank before.

dlevene

 Aidanmc said:

Anyone use Moneybox Isa? Was wondering about transfer in and out, is it typically easy.

Now the rate is dropping on my YBS loyalty e-Isa (from 5.2% to 4.7% as 12 month period is up) I was looking at either West Brom Websave ISA 60 day notice 5.1% or Moneybox ISA 5.09%

Ive never use an app based bank before.

Reasonably straightforward - as much so as anyone else. Generally found them pretty good.

crumpet_man

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

Over62

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

mr._prude

Chip cash ISA now 5.1% AER

Nick_C

mr._prude said:

Chip cash ISA now 5.1% AER

Tracks BOEBR at -0.26% and pays monthly interest, but does not accept transfers in.

infoadict

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Aidanmc

infoadict said:

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?

roked

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

roked

Aidanmc said:

infoadict said:

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?

It does not look like they have changed the base interest rate, only the bonus rate has increase from 0.94 to 0.96. I doubt this increase will be passed to existing accounts.