Cash ISAs: The Best Currently Available List

mr._prude

Chip cash ISA now 5.1% AER

Nick_C

mr._prude said:

Chip cash ISA now 5.1% AER

Tracks BOEBR at -0.26% and pays monthly interest, but does not accept transfers in.

infoadict

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Aidanmc

infoadict said:

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?

roked

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

roked

Aidanmc said:

infoadict said:

Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?

It does not look like they have changed the base interest rate, only the bonus rate has increase from 0.94 to 0.96. I doubt this increase will be passed to existing accounts.

dlevene

Believe they passed on every previous rate increase

Over62

roked said:

Over62 said:

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.

I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.

I messaged them about this and was told that the bonus would be in my account this week.

CuparLad

Two new 1Yr fixed ISAs on the market that both allow transfers in.

• 5.05% from Castle Trust Bank (min £1,000) Annual Interest.
  
• 5.03% from Kent Reliance BS (min £1,000) Annual or Monthly Interest.
  

gwapenut

Nick_C said:

mr._prude said:

Chip cash ISA now 5.1% AER

Tracks BOEBR at -0.26% and pays monthly interest, but does not accept transfers in.

I got excited about this until I read on Chip's summary page that they reserve the right to change the tracking offset with 14 days' notice. So it's potentially nothing more than a variable rate account with less mandatory admin for them every time they want to reduce whenever the base rate changes!