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Cash ISAs: The Best Currently Available List

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Comments

  • dlevene
    dlevene Posts: 359 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
     Aidanmc said:
    Anyone use Moneybox Isa? Was wondering about transfer in and out, is it typically easy.
    Now the rate is dropping on my YBS loyalty e-Isa (from 5.2% to 4.7% as 12 month period is up) I was looking at either West Brom Websave ISA 60 day notice 5.1% or Moneybox ISA 5.09%
    Ive never use an app based bank before.
    Reasonably straightforward - as much so as anyone else. Generally found them pretty good.
  • crumpet_man
    crumpet_man Posts: 858 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  
  • Over62
    Over62 Posts: 156 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    crumpet_man said:
    Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  
    No, still waiting with fingers crossed.
  • mr._prude
    mr._prude Posts: 175 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Chip cash ISA now 5.1% AER
  • Nick_C
    Nick_C Posts: 7,676 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    mr._prude said:
    Chip cash ISA now 5.1% AER
    Tracks BOEBR at -0.26% and pays monthly interest, but does not accept transfers in.
  • infoadict
    infoadict Posts: 97 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus
  • Aidanmc
    Aidanmc Posts: 1,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    infoadict said:
    Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

    Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?
  • roked
    roked Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Over62 said:
    crumpet_man said:
    Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  
    No, still waiting with fingers crossed.
    I was thinking the same yesterday and went back to check the T&Cs. Its 30+(up to)7 days after either end of Jan or when the transfer was completed, which ever is later. So I am assuming it will be this Friday now.
  • roked
    roked Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Aidanmc said:
    infoadict said:
    Unless I'm reading it wrong Moneybox has just risen to 5.11% including bonus

    Does Moneybox automatically apply the new interest rate to accounts opened before the small increase?
    It does not look like they have changed the base interest rate, only the bonus rate has increase from 0.94 to 0.96. I doubt this increase will be passed to existing accounts.
  • dlevene
    dlevene Posts: 359 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Believe they passed on every previous rate increase
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