Cash ISAs: The Best Currently Available List

pecunianonolet

My fix with Virgin matures on the 31st, funding allowed until the 30th. Guess I have to open issue 11 now and let issue 10 lapse

soulsaver

pecunianonolet said:

My fix with Virgin matures on the 31st, funding allowed until the 30th. Guess I have to open issue 11 now and let issue 10 lapse

Is that a problem? There are options you can use to extend the 'funding' period in Iss10 but not sure you'd gain anything over Iss11?

Aidanmc

Regarding West Brom Websave 60 day notice ISA 5.1%, can transfers in from another provider be done online or is it paper form?

Malchester

Aidanmc said:

Regarding West Brom Websave 60 day notice ISA 5.1%, can transfers in from another provider be done online or is it paper form?

Yes, on line. I opened one a few months ago, all done online. They were very speedy and transfer in was quick.

Aidanmc

Malchester said:

Aidanmc said:

Regarding West Brom Websave 60 day notice ISA 5.1%, can transfers in from another provider be done online or is it paper form?

Yes, on line. I opened one a few months ago, all done online. They were very speedy and transfer in was quick.

Thanks.I was also wondering how the 60 day notice works if i were to transfer out in the future.?

Some providers require the funds to be available inside 30 days or Virgin fixed  was 6 weeks. Maybe this is only applicable transferring to fixed rate isas though. 

Dont think i ever had a notice isa before.

Malchester

Aidanmc said:

Malchester said:

Aidanmc said:

Regarding West Brom Websave 60 day notice ISA 5.1%, can transfers in from another provider be done online or is it paper form?

Yes, on line. I opened one a few months ago, all done online. They were very speedy and transfer in was quick.

Thanks.I was also wondering how the 60 day notice works if i were to transfer out in the future.?

Some providers require the funds to be available inside 30 days or Virgin fixed  was 6 weeks. Maybe this is only applicable transferring to fixed rate isas though. 

Dont think i ever had a notice isa before.

To make a transfer out you have to give notice to WestBrom and they give you a date when funds can be moved without penalty. It will say to your nominated account. You then request a transfer to your new ISA for that date. WestBrom then automatically amend the withdrawal to go to your new ISA rather than nominated account. However be careful as some ISA transfers have to happen within a set period of time, or be requested within a set period of time, or can only be requested at account opening. You just have to be careful and read terms in detail

Aidanmc

Anyone use Moneybox Isa? Was wondering about transfer in and out, is it typically easy.

Now the rate is dropping on my YBS loyalty e-Isa (from 5.2% to 4.7% as 12 month period is up) I was looking at either West Brom Websave ISA 60 day notice 5.1% or Moneybox ISA 5.09%

Ive never use an app based bank before.

dlevene

 Aidanmc said:

Anyone use Moneybox Isa? Was wondering about transfer in and out, is it typically easy.

Now the rate is dropping on my YBS loyalty e-Isa (from 5.2% to 4.7% as 12 month period is up) I was looking at either West Brom Websave ISA 60 day notice 5.1% or Moneybox ISA 5.09%

Ive never use an app based bank before.

Reasonably straightforward - as much so as anyone else. Generally found them pretty good.

crumpet_man

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

Over62

crumpet_man said:

Anyone recieved the £25 bonus from moneybox by opening a new cash or S&S ISA and funding £500 before end of Jan?  

No, still waiting with fingers crossed.