Cash ISAs: The Best Currently Available List

2010

The bank rate may not go any higher but I wouldn't put a bet on it being cut until well into next year.

2010

gt94sss2 said:

Skipton have a new base rate tracker issue  5 paying 4.70%

https://www.skipton.co.uk/savings/isas/cash-isa-tracker

It`s not new, it`s the same one they had on the 15th Sept.
Maybe just resurrected it.

pecunianonolet

Virgin Money 4.91% ISA, non flexible

Allows 3 withdrawals per calendar year, more details on the Virgin homepage.

Eirambler

Chorley join Moneybox in offering a 5% easy access ISA - just one withdrawal and annual interest though so Moneybox still looks the better offer.

https://www.chorleybs.co.uk/saving/41ar/

refluxer

Zopa have reduced their 2-5 year fixed ISA rates today which isn't too surprising as they've been at the top of those tables for a month or two and are still at the top despite the decreases, so there was obviously some room for manoeuvre.

2 years - 5.61% (from 5.66%)
3 years - 5.51% (from 5.61%)
4 years - 5.05% (from 5.26%... I think)
5 years - 5.05% (from 5.26%)

I opened the 3 year option at 5.61% recently (not yet funded though) as an insurance policy while I kept an eye on rates, but it does seem to be that the only way is down at the moment... for the longer fixes especially.

I made a post about their ISAs recently but it didn't generate any responses - I guess the fact that they don't currently accept transfers-in rules them out as an option for a lot of people.

Rich2808

Nationwide seem to have launched a couple of new fixed rate isas - paying 5.5% for one year and 5.6% for two years. A bit limited as they only allow one lump sum deposit though - but they are a portfolio/split ISA provider so you could invest in both (and other NW cash isas later) with your £20k allowance.

https://www.nationwide.co.uk/savings/fixed-rate-isa/

refluxer

Some recent fixed rate ISA changes - Virgin have increased their (open to all) 1 year fix to 5.75%, however the rest have been drops...

UBL have reduced their 1 year fix to 5.70%, meaning that OakNorth are now top of the 1 year table at 5.80%

Charter have withdrawn their 1 year fix (previously 5.78%)

Santander have reduced their 1 and 2 year fixes down to 5.25% and 5.10% respectively.

Paragon have reduced their (already fairly low) 2-5 year fixes (they now range from 4.75% to 5.25%)

2010

Rich2808 said:

Nationwide seem to have launched a couple of new fixed rate isas - paying 5.5% for one year and 5.6% for two years. A bit limited as they only allow one lump sum deposit though - but they are a portfolio/split ISA provider so you could invest in both (and other NW cash isas later) with your £20k allowance.

https://www.nationwide.co.uk/savings/fixed-rate-isa/

Hardly new, they`ve been out since at least the 27th July.

Rich2808

2010 said:

Rich2808 said:

Nationwide seem to have launched a couple of new fixed rate isas - paying 5.5% for one year and 5.6% for two years. A bit limited as they only allow one lump sum deposit though - but they are a portfolio/split ISA provider so you could invest in both (and other NW cash isas later) with your £20k allowance.

https://www.nationwide.co.uk/savings/fixed-rate-isa/

Hardly new, they`ve been out since at least the 27th July.

Sorry my mistake - its suddenly appearing in the best buy lists for 2 year fixed ISAs because better paying products have been withdrawn!! Hence me thinking it was new.

2010

Rich2808 said:

2010 said:

Rich2808 said:

Nationwide seem to have launched a couple of new fixed rate isas - paying 5.5% for one year and 5.6% for two years. A bit limited as they only allow one lump sum deposit though - but they are a portfolio/split ISA provider so you could invest in both (and other NW cash isas later) with your £20k allowance.

https://www.nationwide.co.uk/savings/fixed-rate-isa/

Hardly new, they`ve been out since at least the 27th July.

Sorry my mistake - its suddenly appearing in the best buy lists for 2 year fixed ISAs because better paying products have been withdrawn!! Hence me thinking it was new.

There`s that much going on with rates at the moment both up and down, it`s hard to keep track of it all.
Lucky we`ve got these savings threads to help us find our way through it.
The other thing is, some people may have missed NW`s ISA offering so it was well worth you posting again.