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Cash ISAs: The Best Currently Available List

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Comments

  • Charter Easy Access ISA 4.75%
    Charter 1 year fixed ISA 5.78%

    Source: Moneyfacts




  • 2010
    2010 Posts: 5,513 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 29 September 2023 at 9:43AM
    Charter 1yr fix ISA has actually gone down from 5.80%.

    The top one is still Virgin but it`s an exclusive at 5.85%.
  • I think Shawbrook have slashed their rates now anyway so it's not worth me transferring from Barclays now I don't think. It's important that the ISA allows further additions because I won't have all the funds at one time.  Some have said Kent Reliance allow further deposits over the term but SavingsGuru seem to say no, so I'm not sure.
  • Typical, Shawbrook maturity email due today, just as they cut their rates!!!
  • bristolleedsfan
    bristolleedsfan Posts: 12,678 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 September 2023 at 11:10AM
      Some have said Kent Reliance allow further deposits over the term but SavingsGuru seem to say no, so I'm not sure.
    "Top up anytime within ISA limits"  - Key Facts

    https://www.kentreliance.co.uk/isas/cash-isa-fixed-rate-1-year
  • Typical, Shawbrook maturity email due today, just as they cut their rates!!!
    Quite a significant cut as well :-(
  • savit4l8er
    savit4l8er Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 29 September 2023 at 7:15PM
    Pleased I opened the 5.83 fix yesterday, had been mulling it over for a while, noticed a couple on here had opened one and it spurred me on. 

    I called Shawbrook to check something, the person who answered my call was exceptional, a very easy conversation, didn't have to repeat anything. That's the second time I've called shawbrook as a relatively new customer, both calls have been greeted with the same quality, they seem select the correct people. They make opening 2nd or 3rd accounts so easy online. 
    Yeah, cheers but nah, I will stick with yes,  thank you and no. 

    Thank you. 
  • Typical, Shawbrook maturity email due today, just as they cut their rates!!!
    Mine is due to mature 9th October - just logged into my account, clicked the 3 dots to see maturity options and the 5.83% rate is there for me to select a what I want it moved to at maturity 
  • MDMD
    MDMD Posts: 1,582 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 29 September 2023 at 6:05PM
    I know Virgin CS can be hit or miss but Ive had my fastest ever ISA transfer with them, from applying for the ISA exclusive at 5.85% at 10:50 (was about to apply for Shawbrook 5.83% but saw it got pulled) the money was in the account from RBS at 13:32.

    i didn’t even have a VM CA this morning so even got that set up in 15 mins.

  • Typical, Shawbrook maturity email due today, just as they cut their rates!!!
    Mine is due to mature 9th October - just logged into my account, clicked the 3 dots to see maturity options and the 5.83% rate is there for me to select a what I want it moved to at maturity 
    Lucky you! Mine came this afternoon & is only offering the new lower rate...

    Can you just check to see the date you received your maturity options via email from Shawbrook please.  
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