Cash ISAs: The Best Currently Available List

JGB1955

Trying to move two existing FRISAs to Charter Bank today.  So far, Charter Bank 10/10, Santander 2/10.  Let's see what Nationwide get up to later in the week....  Still able to fund the 2 year Charter Bank FRISA at 5.65% (monthly) until 21 October.  Happy bunny!

pecunianonolet

qbadger said:

Moneybox Easy access cash ISA, interest rate now 5%

Sorry, from what to 5%. Wasn't it 4.85% before? Anyhow, not flexible so not of interest anyhow.

dlevene

It was 4.75%

dlevene

Moneybox seems determined to stay at, or at least near, the top of the table since launch. Great stuff. 

dcs34

If you were lucky enough to snag the YBS Loyalty 6-Access ISA then the magic number is £34k before the Moneybox one becomes worth it.

Shedman

qbadger said:

Moneybox Easy access cash ISA, interest rate now 5%

Anyone know if they automatically move an existing EA ISA rate up from 4.75% to 5% (as its not showing as that new rate on my stepdaughters) or do you have to request an internal transfer to the new ISA (and if so how....secure message?). Thanks

savit4l8er

dcs34 said:

If you were lucky enough to snag the YBS Loyalty 6-Access ISA then the magic number is £34k before the Moneybox one becomes worth it.

Wonder what will happen when the maturity dates arrive. Hopefully another. 

dlevene

Shedman said:

qbadger said:

Moneybox Easy access cash ISA, interest rate now 5%

Anyone know if they automatically move an existing EA ISA rate up from 4.75% to 5% (as its not showing as that new rate on my stepdaughters) or do you have to request an internal transfer to the new ISA (and if so how....secure message?). Thanks

When they increased it from 4.65% to 4.75% it was automatically applied. 

ETA - they've confirmed on social media it's automatically applied. Mine now showing as 5% in the app.

pecunianonolet

Skipton now also offers a cash ISA at 4.9%, also flexible same as Coventry. Rate includes a 1% bonus for 12 months.

Shedman

dlevene said:

Shedman said:

qbadger said:

Moneybox Easy access cash ISA, interest rate now 5%

Anyone know if they automatically move an existing EA ISA rate up from 4.75% to 5% (as its not showing as that new rate on my stepdaughters) or do you have to request an internal transfer to the new ISA (and if so how....secure message?). Thanks

When they increased it from 4.65% to 4.75% it was automatically applied. 

ETA - they've confirmed on social media it's automatically applied. Mine now showing as 5% in the app.

Thanks.  She has now had an email this morning about it being effective from 2 Oct and the new rate appears on the app.  Just strange that they don't email on or before the date of increase and/or change the rate that day.