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Cash ISAs: The Best Currently Available List

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Comments

  • pookey
    pookey Posts: 291 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    MDMD said:
    I know Virgin CS can be hit or miss but Ive had my fastest ever ISA transfer with them, from applying for the ISA exclusive at 5.85% at 10:50 (was about to apply for Shawbrook 5.83% but saw it got pulled) the money was in the account from RBS at 13:32.

    i didn’t even have a VM CA this morning so even got that set up in 15 mins.

    Is it very easy to do? I've never transfered an isa before but want to fix one of them now
  • qbadger
    qbadger Posts: 89 Forumite
    Second Anniversary 10 Posts Name Dropper
    Moneybox Easy access cash ISA, interest rate now 5%
  • JGB1955
    JGB1955 Posts: 3,901 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 2 October 2023 at 4:54PM
    Trying to move two existing FRISAs to Charter Bank today.  So far, Charter Bank 10/10, Santander 2/10.  Let's see what Nationwide get up to later in the week....  Still able to fund the 2 year Charter Bank FRISA at 5.65% (monthly) until 21 October.  Happy bunny!
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • qbadger said:
    Moneybox Easy access cash ISA, interest rate now 5%
    Sorry, from what to 5%. Wasn't it 4.85% before? Anyhow, not flexible so not of interest anyhow.
  • dlevene
    dlevene Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    It was 4.75%

  • dlevene
    dlevene Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Moneybox seems determined to stay at, or at least near, the top of the table since launch. Great stuff. 
  • dcs34
    dcs34 Posts: 698 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    If you were lucky enough to snag the YBS Loyalty 6-Access ISA then the magic number is £34k before the Moneybox one becomes worth it.
  • Shedman
    Shedman Posts: 1,582 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    qbadger said:
    Moneybox Easy access cash ISA, interest rate now 5%
    Anyone know if they automatically move an existing EA ISA rate up from 4.75% to 5% (as its not showing as that new rate on my stepdaughters) or do you have to request an internal transfer to the new ISA (and if so how....secure message?). Thanks
  • dcs34 said:
    If you were lucky enough to snag the YBS Loyalty 6-Access ISA then the magic number is £34k before the Moneybox one becomes worth it.
    Wonder what will happen when the maturity dates arrive. Hopefully another. 
    Yeah, cheers but nah, I will stick with yes,  thank you and no. 

    Thank you. 
  • dlevene
    dlevene Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 3 October 2023 at 9:28AM
    Shedman said:
    qbadger said:
    Moneybox Easy access cash ISA, interest rate now 5%
    Anyone know if they automatically move an existing EA ISA rate up from 4.75% to 5% (as its not showing as that new rate on my stepdaughters) or do you have to request an internal transfer to the new ISA (and if so how....secure message?). Thanks
    When they increased it from 4.65% to 4.75% it was automatically applied. 

    ETA - they've confirmed on social media it's automatically applied. Mine now showing as 5% in the app.
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