Cash ISAs: The Best Currently Available List

S_uk

refluxer said:

dlevene said:

Is paragon one of the providers who don't use the electronic transfer system? [edit: think I was thinking about Principality...]

Yes, Paragon do use the BACs ISA transfer service - I've had a number of cash ISAs with them over the years (including the current Double Access so thanks for the heads-up !) and all transfers in and out have been carried out quickly and efficiently, when the other provider is also a member. 

Some notable providers who don't use the BACs ISA transfer service are Kent Reliance, Hodge, Castle Trust and (as you say) the Principality BS, although there will be others. 

According to the relevant lists on the Shawbrook Bank and Cynergy Bank websites, Kent Reliance does use the BACS electronic ISA transfer service.

refluxer

S_uk said:

refluxer said:

dlevene said:

Is paragon one of the providers who don't use the electronic transfer system? [edit: think I was thinking about Principality...]

Yes, Paragon do use the BACs ISA transfer service - I've had a number of cash ISAs with them over the years (including the current Double Access so thanks for the heads-up !) and all transfers in and out have been carried out quickly and efficiently, when the other provider is also a member. 

Some notable providers who don't use the BACs ISA transfer service are Kent Reliance, Hodge, Castle Trust and (as you say) the Principality BS, although there will be others. 

According to the relevant lists on the Shawbrook Bank and Cynergy Bank websites, Kent Reliance does use the BACS electronic ISA transfer service.

Ah - yes, you're right - my mistake.

2010

Including the slowest of the lot, MARCUS, use forms and snail mail.

refluxer

Shawbrook have upped their 1 year fixed rate cash ISA slightly to 5.83% to take the top slot from Paragon.

2010

Strange, I usually use Chrome and cannot get the Paragon 4.7% ISA  double access, only shows the 4.5% one.
But if I use Edge it shows the 4.7% one.

refluxer

2010 said:

Strange, I usually use Chrome and cannot get the Paragon 4.7% ISA  double access, only shows the 4.5% one.
But if I use Edge it shows the 4.7% one.

There are some banking sites which need a page refresh to show updated rates and account changes - I think Paragon is one of them. It's presumably a page cache thing so isn't an issue if you clear your internet history regularly - I use Chrome and don't tend to do this often so hitting either F5 or the 'Reload this page' button sorts it.

2010

Thanks F5 did the trick.

dlevene

Moneybox have responded by going to 4.75%!

(Literally a few minutes after I cancelled my transfer to them and initiated one to Paragon! 🤦🏾‍♂️)

Yellowman

The Moneybox offer is not flexible and does not provide monthly interest payments, although there are no withdrawal restrictions.

2010

Cynergy have gone to 4.7% easy access ISA.
Things are warming up ready for the BoE increase next week.
4.8% + can`t be far away.