Cash ISAs: The Best Currently Available List

10_66

CooperSF said:

dlevene said:

Moneybox have responded by going to 4.75%!

(Literally a few minutes after I cancelled my transfer to them and initiated one to Paragon! 🤦🏾‍♂️)

Where do you see this?

https://www.moneyboxapp.com/cash-isa

CooperSF

10_66 said:

CooperSF said:

dlevene said:

Moneybox have responded by going to 4.75%!

(Literally a few minutes after I cancelled my transfer to them and initiated one to Paragon! 🤦🏾‍♂️)

Where do you see this?

https://www.moneyboxapp.com/cash-isa

Cheers

I presume they’ll be updating the rate for those who opened a Cash ISA only 2 weeks ago?

2010

CooperSF said:

10_66 said:

CooperSF said:

dlevene said:

Moneybox have responded by going to 4.75%!

(Literally a few minutes after I cancelled my transfer to them and initiated one to Paragon! 🤦🏾‍♂️)

Where do you see this?

https://www.moneyboxapp.com/cash-isa

Cheers

I presume they’ll be updating the rate for those who opened a Cash ISA only 2 weeks ago?

If they don`t, open the new one and transfer and close the old one.
You get three withdrawals AFAIK.

Eirambler

Good to see easy access ISA rates finally catching up a bit. Not before time.

dlevene

CooperSF said:

10_66 said:

CooperSF said:

dlevene said:

Moneybox have responded by going to 4.75%!

(Literally a few minutes after I cancelled my transfer to them and initiated one to Paragon! 🤦🏾‍♂️)

Where do you see this?

https://www.moneyboxapp.com/cash-isa

Cheers

I presume they’ll be updating the rate for those who opened a Cash ISA only 2 weeks ago?

Confirmed 

A._Badger

As far as I can see, Paragon had closed its 2 year fixed ISA at least as early as yesterday afternoon, when I was just about to apply for it. 

refluxer

A._Badger said:

As far as I can see, Paragon had closed its 2 year fixed ISA at least as early as yesterday afternoon, when I was just about to apply for it. 

Paragon do this quite often and their rates go up and down too, so it's often a case of grabbing it while you can if you see an account that you like the look of.

If you're an existing customer and notice an account has disappeared, it's worth logging in to online banking and checking again as accounts that are withdrawn can sometimes still be available to existing customers.

DJSINGH

The virgin 1yr 5.8% ISA. 
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?

Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense? 

2010

A._Badger said:

As far as I can see, Paragon had closed its 2 year fixed ISA at least as early as yesterday afternoon, when I was just about to apply for it. 

They have an 18 month fixed ISA for 5.82%.

2010

DJSINGH said:

The virgin 1yr 5.8% ISA. 
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?

Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense? 

I take it you do have a current account with Virgin as this is an exclusive ISA at 5.8%.

You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:

 You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money. 

Or you don`t have to fund it at all, you can just let it expire.