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Cash ISAs: The Best Currently Available List
Comments
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2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.0 -
DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.0 -
2010 said:DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.0 -
DJSINGH said:2010 said:DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.DJSINGH said:2010 said:DJSINGH said:The virgin 1yr 5.8% ISA.
It says that funding is allowed anytime until the account is taken off market.
Would it be OK to open this now and not fund it until next month when my current fixed ISA matures? Would it be OK if I dont fund it at all?
Im thinking of opening it now incase its taken off market next month, but also waiting to see if a better one comes across after the BOE meeting. Would this approach make sense?
You can open it and just sit with it until your current ISA matures. (Is it with Virgin?)
Here is the key sentence from the T&C, which you seem to have missed:
You can pay money into your ISA as soon as it’s opened, right up until 30 days after we stop selling this account. After that you can’t pay in any more money.
Or you don`t have to fund it at all, you can just let it expire.1 -
Charter have withdrawn their 2 yr fixed ISA @ 5.8%.
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Just noticed Virgin Money1 Year Fixed Rate Cash ISA Exclusive Issue 6 has gone to 5.85%.
Top of the table now.1 -
2010 said:A._Badger said:As far as I can see, Paragon had closed its 2 year fixed ISA at least as early as yesterday afternoon, when I was just about to apply for it.0
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2010 said:Cynergy have gone to 4.7% easy access ISA.
Things are warming up ready for the BoE increase next week.
4.8% + can`t be far away.Cheers, Stu0 -
duckson said:2010 said:Cynergy have gone to 4.7% easy access ISA.
Things are warming up ready for the BoE increase next week.
4.8% + can`t be far away.
I don't have a Cynergy ISA myself so can't comment on the exact process but, with other banks, if there isn't an option to upgrade the account in online banking then it would normally be done via secure message.0
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