Cash ISAs: The Best Currently Available List

frosch411

Eirambler said:

Paragon now doing a 4.5% double access ISA with a monthly interest option, which probably makes it slightly preferable to Newcastle's annual interest option at the same rate.

This no longer shows on their website therefore not sure if still available 
Got this on the 08-AUG (ti.e. transferred from triple access account to this double access one as the interest rate on the DA is slightly higher). 

Eirambler

Yes, that one seemed to come and go very quickly for some reason.

soulsaver

Shawbrook: Credit where credit's due:

Their 5.71% 1 yr fixed rate ISA.

On Thursday morning I apply online, as existing customer, get the account opened .

IWeb isn't in their dropdown list of transfer-in providers, so I phone.

Answered quickly & CS guy says he'll email me the transfer paperwork. While we're still talking the email arrives.

A few hours later, I fill it in on screen, print it off, sign it, scan signed copy, email it back.

10 minutes later I get an 'Important Doc' email, login to see transfer request receipt acknowledged .

Then another,  now them confirming they've forwarded the transfer request to IWeb.

All on Thursday17/08/2023.

I get an email yesterday morning, Monday 21/08, saying my ex IWeb (c£30k) funds are in my Shawbrook ISA account. 

S&S ISA to Cash ISA in two working days...!

soulsaver

PS I also have a Lloyds 1 year fix - transfer in from IWeb.
Paperwork done 12 July... 
40 days and still counting...

savit4l8er

As a new customer I found the Shawbrook process very good, I called just after account opening, the chap who answered was just as you would hope, able to use the balanced conversation cycle which meant an easy and straight forward chat was had without any misunderstanding or requirement to repeat anything.

I selected them over the provider offering 5.7 and 5.9 and retrospectively, it was a good decision. 

soulsaver

Why didn't I go for RBS 5.7/5.9%? I'm blacklisted by the NW/RBS/Ulster group.

Why? Not sure. Waiting DSAR.

dlevene

I submitted a transfer request from my Coventry ISA to Newcastle late on Saturday night - went through sometime yesterday afternoon - pretty good! 

2010

dlevene said:

I submitted a transfer request from my Coventry ISA to Newcastle late on Saturday night - went through sometime yesterday afternoon - pretty good! 

If they are listed on the electronic ISA transfer list, they should all be as good as that.

Members list:

https://www.shawbrook.co.uk/direct/savings/help/faq/all-you-need-to-know-about-isas/electronic-isa-transfers/

refluxer

Just a heads-up that the Paragon ISAs that have been withdrawn recently (the 1 year fixed rate at 5.75% and Double Access at 4.50%) are still available to existing customers. This is often the case when Paragon withdraw accounts.

dlevene

2010 said:

dlevene said:

I submitted a transfer request from my Coventry ISA to Newcastle late on Saturday night - went through sometime yesterday afternoon - pretty good! 

If they are listed on the electronic ISA transfer list, they should all be as good as that.

Members list:

https://www.shawbrook.co.uk/direct/savings/help/faq/all-you-need-to-know-about-isas/electronic-isa-transfers/

"Should" being the key word!