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Cash ISAs: The Best Currently Available List

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Comments

  • aaj123
    aaj123 Posts: 518 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Tesco Bank 4.4% now top of the charts on easy access flexible ISA.
  • andyhicks88
    andyhicks88 Posts: 265 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 15 August 2023 at 7:08PM
    Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 15 August 2023 at 7:14PM
    andyhicks88 said:
    Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 
    Yes you can transfer internally and also to another provider.
    There will be a penalty on a fixed account and the T&C will tell you what it is.
    You will need to work out if the transfer is worth it.
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Can't see much happening on ISA rates until just before 21st September.
  • dlevene
    dlevene Posts: 345 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    2010 said:
    Can't see much happening on ISA rates until just before 21st September.
    Unfortunately, I think you're right, why I'm so keen for something to shake up the market (like Chip launching a new top product).
  • Madness_3d
    Madness_3d Posts: 2 Newbie
    First Post
    Tesco's Flexible Instant Access has gone 4.4% from 4.25%


  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 August 2023 at 4:40PM
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
  • DJSINGH
    DJSINGH Posts: 188 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DJSINGH said:
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
    From what to what?  🤷‍♂️
  • pecunianonolet
    pecunianonolet Posts: 1,772 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    uk1 said:
    DJSINGH said:
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
    From what to what?  🤷‍♂️
    From 5.76% so 0.15% reduction
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