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Cash ISAs: The Best Currently Available List

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Comments

  • andyhicks88
    andyhicks88 Posts: 265 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 15 August 2023 at 6:08PM
    Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 
  • 2010
    2010 Posts: 5,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 15 August 2023 at 6:14PM
    andyhicks88 said:
    Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 
    Yes you can transfer internally and also to another provider.
    There will be a penalty on a fixed account and the T&C will tell you what it is.
    You will need to work out if the transfer is worth it.
  • 2010
    2010 Posts: 5,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Can't see much happening on ISA rates until just before 21st September.
  • dlevene
    dlevene Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    2010 said:
    Can't see much happening on ISA rates until just before 21st September.
    Unfortunately, I think you're right, why I'm so keen for something to shake up the market (like Chip launching a new top product).
  • Madness_3d
    Madness_3d Posts: 2 Newbie
    First Post
    Tesco's Flexible Instant Access has gone 4.4% from 4.25%


  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 August 2023 at 3:40PM
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
  • DJSINGH
    DJSINGH Posts: 188 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DJSINGH said:
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
    From what to what?  🤷‍♂️
  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    uk1 said:
    DJSINGH said:
    uk1 said:
    Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

    Rien ne va plus
    The virgin shuffle returns 😅
    From what to what?  🤷‍♂️
    From 5.76% so 0.15% reduction
  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The Virgin Shuffle has previously been interpreted by me to be account holders shuffling upwards to new higher released rates with the 14 day cooling off period.

    My apologies for misunderstanding. 
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