Cash ISAs: The Best Currently Available List

andyhicks88

Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 

2010

andyhicks88 said:

Can you transfer from one ISA to another within the same bank? I have a Barclays 2yr Isa I took out in Jan, the newest rate for their 2yr ISA is obviously a lot higher....so could i transfer? And if so I assume that the penalty for withdrawing/transferring still applies even though it's within the same bank and essentially same account? 

Yes you can transfer internally and also to another provider.
There will be a penalty on a fixed account and the T&C will tell you what it is.
You will need to work out if the transfer is worth it.

2010

Can't see much happening on ISA rates until just before 21st September.

dlevene

2010 said:

Can't see much happening on ISA rates until just before 21st September.

Unfortunately, I think you're right, why I'm so keen for something to shake up the market (like Chip launching a new top product).

Madness_3d

Tesco's Flexible Instant Access has gone 4.4% from 4.25%

uk1

Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

Rien ne va plus

DJSINGH

uk1 said:

Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

Rien ne va plus

The virgin shuffle returns 😅

uk1

DJSINGH said:

uk1 said:

Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

Rien ne va plus

The virgin shuffle returns 😅

From what to what?  🤷‍♂️

pecunianonolet

uk1 said:

DJSINGH said:

uk1 said:

Virgin 1 year fixed rate ISA down to 5.61% and  a new 2 year fixed at 5.62%.

Rien ne va plus

The virgin shuffle returns 😅

From what to what?  🤷‍♂️

From 5.76% so 0.15% reduction

uk1

The Virgin Shuffle has previously been interpreted by me to be account holders shuffling upwards to new higher released rates with the 14 day cooling off period.

My apologies for misunderstanding.