Cash ISAs: The Best Currently Available List

flobbalobbalob

Virgin 1 year fix now 4.31% AER

Old_Slaphead

Paragon Triple access ISA Issue 13 - rate increased to 3.51% wef 12/5/23

alternate

Virgin are nuts.  They keep raising the rate of their fixed ISAs by like 0.01% a time.

I opened one about 25 days ago and was waiting until closer to the 30 day deadline to fund it.  That was issue 566 and now less than a month later the current offering it issue 580.  That is practically an issue a day.

aaj123

Principality Flexible easy access ISA now 3.45% (was 3.3%).

https://www.principality.co.uk/savings-accounts/isas/online-isa

t1redmonkey

aaj123 said:

Principality Flexible easy access ISA now 3.45% (was 3.3%).

https://www.principality.co.uk/savings-accounts/isas/online-isa

That one looks pretty good, seems to be the best rate on an unlimited withdrawal flexible ISA at the moment.

aaj123

t1redmonkey said:

aaj123 said:

Principality Flexible easy access ISA now 3.45% (was 3.3%).

https://www.principality.co.uk/savings-accounts/isas/online-isa

That one looks pretty good, seems to be the best rate on an unlimited withdrawal flexible ISA at the moment.

Yes. At the moment Ford Money is the next best comparable product with 3.4% applicable from next week. My plan is to continue holding current year's subscription in the Skipton flexible tracker ISA (BOE - 1.25) and keep moving the old money to the best buy flexible ISA. That way I always have access to the guaranteed tracker over the next 24 months should the interest rates do something bizarre.

refluxer

Shawbrook have just pipped Virgin to the number 1 spot for a 1 year fixed rate cash ISA at 4.32%

pecunianonolet

refluxer said:

Shawbrook have just pipped Virgin to the number 1 spot for a 1 year fixed rate cash ISA at 4.32%

Ahh could bite myself. Opened when it was 4.17%, managed to upgrade to 4.21% as was still within the 14 day funding window (day 13) and now 4.32% and top spot and I am on day 16 after the recent upgrade. 

steveksullivan

pecunianonolet said:

refluxer said:

Shawbrook have just pipped Virgin to the number 1 spot for a 1 year fixed rate cash ISA at 4.32%

Ahh could bite myself. Opened when it was 4.17%, managed to upgrade to 4.21% as was still within the 14 day funding window (day 13) and now 4.32% and top spot and I am on day 16 after the recent upgrade. 

Exactly the same situation and same number of days for me on the 2 year product .... does anyone know if Shawbrook have any flexibilty on the 14 day cooling off when they raise rates like this?

pecunianonolet

steveksullivan said:

pecunianonolet said:

refluxer said:

Shawbrook have just pipped Virgin to the number 1 spot for a 1 year fixed rate cash ISA at 4.32%

Ahh could bite myself. Opened when it was 4.17%, managed to upgrade to 4.21% as was still within the 14 day funding window (day 13) and now 4.32% and top spot and I am on day 16 after the recent upgrade. 

Exactly the same situation and same number of days for me on the 2 year product .... does anyone know if Shawbrook have any flexibilty on the 14 day cooling off when they raise rates like this?

I sent them a secure message and asked and maybe they apply goodwill but doubt it. Anyhow, if you don't ask you don't get.