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Cash ISAs: The Best Currently Available List

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  • silvercar
    silvercar Posts: 49,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    darren72 wrote: »
    Mine failed twice. Went for NSANDI instead - Went straight through and got instant confirmation (paid via debit card).

    Can I open a second cash ISA this year with NSANDI, even though I have opened one with Tesco?
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • darren72
    darren72 Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    silvercar wrote: »
    Can I open a second cash ISA this year with NSANDI, even though I have opened one with Tesco?

    I believe as long as you haven't put in funds it is fine.
  • silvercar
    silvercar Posts: 49,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Just got through, payment made. On hold for 107 minutes!
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Walnut
    Walnut Posts: 70 Forumite
    Part of the Furniture Combo Breaker
    Could someone please clarify something for me?

    Last week I opened a 3 year fixed rate ISA at Halifax which I will be unable to pay any more funds into. I want to open another cash ISA next week and pay in my full allowance for 13/14, do I have to open this at Halifax as well, or can it be opened anywhere.
  • darren72
    darren72 Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Walnut wrote: »
    Could someone please clarify something for me?

    Last week I opened a 3 year fixed rate ISA at Halifax which I will be unable to pay any more funds into. I want to open another cash ISA next week and pay in my full allowance for 13/14, do I have to open this at Halifax as well, or can it be opened anywhere.

    As it is a new tax year from midnight tonight, you can open the new ISA anywhere you want - Doesn't have to be Halifax.
  • Walnut
    Walnut Posts: 70 Forumite
    Part of the Furniture Combo Breaker
    darren72 wrote: »
    As it is a new tax year from midnight tonight, you can open the new ISA anywhere you want - Doesn't have to be Halifax.

    Thank you.
  • Kazza242
    Kazza242 Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Saffron Building Society have launched a 4.00% Regular Savings ISA. It is available to Saffron members and their families who are aged sixteen years or over. It is available from 06/04/2013 - 30/04/2013 only.

    Deposit between £10 - £480 per month. It does not accept transfers in.

    Saffron BS Regular Saver Members' Cash ISA has been added to the first post.
    Please call me 'Kazza'.
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    innovate wrote: »
    Rumour about Santander ISAs

    2.5% ISA to drop to 2%, 2.8% ISA to be withdrawn. Effective Monday 8 April

    https://forums.moneysavingexpert.com/discussion/4535259

    Cheers Innovate, both me and my OH got ours sorted out today thanks to this heads up.......and staff confirmed that these are indeed dropping.
  • liver-bird
    liver-bird Posts: 50 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Kazza242 wrote: »
    Saffron Building Society have launched a 4.00% Regular Savings ISA. It is available to Saffron members and their families who are aged sixteen years or over. It is available from 06/04/2013 - 30/04/2013 only.

    Deposit between £10 - £480 per month. It does not accept transfers in.

    Saffron BS Regular Saver Members' Cash ISA has been added to the first post.

    What constitutes being a member? My 12/13 ISA was a Regular Saver one with them and it doesn't mature until April 17th. So does that mean I can open one for 13/14 before then. (I plan to transfer my old one out to a better rate but don't need to mention that until after!)

    If anyone knows, I'd be grateful. Thanks.
  • codetown
    codetown Posts: 685 Forumite
    liver-bird wrote: »
    What constitutes being a member? My 12/13 ISA was a Regular Saver one with them and it doesn't mature until April 17th. So does that mean I can open one for 13/14 before then. (I plan to transfer my old one out to a better rate but don't need to mention that until after!)

    If anyone knows, I'd be grateful. Thanks.

    We define our 'members' as anyone who has held a minimum of £100 with the Society for 12 months or more. Members also include our mortgage customers with over £100 on loan. To be a full (voting) member, you also have to be over 18 years of age. Being a member gives you a number of rights within the Society.

    Not for me then...
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