Cash ISAs: The Best Currently Available List

innovate

Rockula wrote: »

I reckon you've accidentally used a rate of 2% here for the ISA - at 2.5%, the interest after 12 months would be £144.00, making the net gain from dripfeeding £44.00

Doh, I subtracted 20% tax!!! Updating my post now so it is correct. Thanks for pulling me up on this.

foreversummer

With the Nottingham BS ISA Regular Saver, is it an account you can open and operate online? Also, can you change the amount you pay in each month?

Foreversummer

melbury

I am still holding out to see if anybody brings out a decent cash ISA in the next week, but it is not looking good:eek::eek:

I should have transferred into the Cheshire when it was paying 2.5%:mad:

Froggitt

After a few years of decent rates, Clydesdale Bank ISA offering for this year is pathetic, so its goodbye Clyesdale from me.

Stompa

According to the email I just received from Savings Champion:

"Coventry Building Society is set to withdraw its market leading 60 Day Notice ISA
(3) paying 2.80% tax free/AER at close of business today."

The_Enforcer

foreversummer wrote: »

With the Nottingham BS ISA Regular Saver, is it an account you can open and operate online? Also, can you change the amount you pay in each month?
Foreversummer

I went into a branch to open mine last year, but others were successful in getting one opened by post. Online operation not possible, but you can make payments by standing order and therefore it is possible to vary the amounts. They also let you top up to the full amount at the end of the tax year, if you've only been making smaller payments up to that point. There are some more details in this thread: https://forums.moneysavingexpert.com/discussion/3893373

foreversummer

Thank you Enforcer. This is very helpful. I'm in with a chance then.

fairyclicks

agal wrote: »

The Barclays Tax Beater cash ISA does not appear to be available to Northern Ireland residents. The Barclays web-site has the following instruction for new customers;

To apply, complete the online form then print, sign and take it into a branch with the necessary identification.

There are no Barclays branches in Northern Ireland.

As far as i remember there is an office in the docks area in Belfast for Barclays - i had an account as a student and had to leave something into a branch and they told me to go there - was a few years ago so might be worth ringing them

GreenBitterfly

fairyclicks wrote: »

As far as i remember there is an office in the docks area in Belfast for Barclays - i had an account as a student and had to leave something into a branch and they told me to go there - was a few years ago so might be worth ringing them

I've also just checked Barclays branch locator, and by putting in a random Belfast postcode, it's come up with about nine branches I think.

MissyD_2

KTF wrote: »

Given that you can now transfer in to the Nationwide Flexclusive ISA which is fixed at 4.25% until October, thats where my money will be going.

Hopefully the FD one at 3% will still be around in October when the bonus expires.

It doesn't exist any more! Boohoo!
I've been keep my eye on the ISA rates for a while & I didn't see this on offer anywhere! :mad: