Cash ISAs: The Best Currently Available List

boobbby

Maybe Kazza could consider for his list the Cheshire Building Society variable ISA Saver which allows transfers, for the following reasons. Their rate of 2.5% is slightly lower than others on the list but is the only one with a guarantee to pay the rate until 31 July 2014. If ISA's from other providers mature than you can transfer them into this ISA. Finally if another provider should give a better rate there is no withdrawal restrictions so can easily and quickly be transfered.

innovate

NS & I Direct ISA 2.25% AER variable

Instant access
Min opening deposit £100
Internet and phone
Transfers-in: from NS&I Cash ISA only

Optimist

Note that Beverley Building Society no longer accepts transfers in for their cash isa.

amiehall

GreenBitterfly wrote: »

Is it a fixed rate one or an easy access ISA?, as I have an easy access ex-Northern Rock ISA at 2.80% and the rate hasn't dropped as yet, and I've had no communication with them about it dropping either.

I have one of these as well. I had a fixed rate mature and was given the options previously listed but when I called them about it, they transferred the expired fixed rate into this account with no problems. Long may it go unnoticed!

Kazza242

Hello everyone.

The first post has been updated. I have added some additional ISAs to the list and updated the existing ISA interest rates.

Consumerist

Well, the ISA season should be on its way soon.

Is that a ticking fart I hear?

innovate

What makes you think the ISA season has not been cancelled this year?

amiehall

innovate wrote: »

What makes you think the ISA season has not been cancelled this year?

I really want to fix again. Not at these rates though

The_Enforcer

It certainly looks like curtains for using ISAs as the main resting place for my savings. My old ISA savings are currently earning 3.3% with instant access, I can't even match that now if I fix for 5 years!

New savings aren't coming along easily to me recently, so I've been using regular ISA savings for new money - Nottingham BS have been giving me 5% this year (in addition to the First Direct Regular Saver 6% after tax), but I'm not sure if the current best of 3% will be topped by April.

Peer to peer lending, even with all the risks attached, is looking increasingly like a more viable option.

staceykb84

Hi, I've recently moved to the UK and am very new to all the available savings accounts here. I don't really know how the ISA accounts work, after 1 year when you save up to £5640, can you save another £5640 the year after that into the same account? Also, i'm currently saving for my wedding with my fiancee and we're looking at putting away ~£1300 per month, would it be wise in setting up an ISA each and put the remaining money into another savings account? Sorry for all the questions and any help is gratefully accepted