Cash ISAs: The Best Currently Available List

bigd68

Post Office today has launched some fantastic ISA's.
Fixed Rate cash ISA 3.2%
GCB cash ISA - potential to earn 40% over 5 years
Cash ISA 2.25%

sunnyone

Whats my limit for a cash ISA this year (under50) and wheres the best place to put it for instant access?

sunnyone

Baldur

sunnyone wrote: »

Whats my limit for a cash ISA this year (under50) and wheres the best place to put it for instant access?

£3,600 until April 5th 2010 (goes up to £5,100 on April 6th 2010) - read through this post and take your pick.

sunnyone

Baldur wrote: »

£3,600 until April 5th 2010 (goes up to £5,100 on April 6th 2010) - read through this post and take your pick.

For the ING one it says new customers only, I dont have a ISA with them but I do have a savings account, does that make me a new ISA customer?

Thanks

sunnyone

Baldur

sunnyone wrote: »

For the ING one it says new customers only, I dont have a ISA with them but I do have a savings account, does that make me a new ISA customer?

Give them a ring and check.

There are better rates than ING, if you scroll down the page, e.g. First Direct @ 3% fixed (rate fixed but funds are easy access) until next November.

haselden

The Chelsea Postal 30 Cash ISA now pays 3.5% on a top tier of £25k plus.

£15k to £25k pays 3.25%.

£6k to £15k pays 3%.

I was looking at their new Over 50's ISA, but has a £50k deposit limit.

My year with the Natwest's 2% Bonus is about to expire, and I think other than a
Fixed Rate, this could be my best option?

Baldur

haselden wrote: »

I was looking at their new Over 50's ISA, but has a £50k deposit limit.

If your Cash ISA funds exceed £50k, you could make a partial transfer of previous tax years' funds to a different provider/account in order to bring the amount of the transfer to the Over 50s ISA below any maximum limit.

sunnyone

Baldur wrote: »

Give them a ring and check.

There are better rates than ING, if you scroll down the page, e.g. First Direct @ 3% fixed (rate fixed but funds are easy access) until next November.

When I saw fixed I assumed fixed terms, I have 2 maxi ISA`s that were done for me but I just want somewhere to keep a fund accessable with the best rates.

thanks

sunnyone

dov

The Chelsea BS Over 50s Cash ISA link in the first post is wrong and should be http://www.thechelsea.co.uk/savings/invest_cashisa50_intro.html

haselden

Thanks for your reply Baldur, just under the £50k with Natwest, and the last 2 years
subs' with A & L currently at 2%.

I wanted a better rate for both. So intended to transfer both.

I'm not too bothered with 30 Days Notice, so think I'll probably go for this
account, not the Over 50's, unless there's a better Rate elsewhere.

The only problem I can see is the £50k Compensation Limit........