Cash ISAs: The Best Currently Available List

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81943193#Comment_81943193

I think there might have been threads about this particular subject recently, with posters delaying funding and then not getting the rate they were expecting. Is there no mention of a funding window for the initial deposit or transfer in the T&Cs ? You'd almost-certainly have to fund it with the minimum amount stated by a certain time in order to get the rate you signed up for.

SickGroove

Anyone got or can recommend Trading 212 for cash ISAs?

Hearing lots of stories about issues transferring out one bonus rate ends.

As moneybox have dropped their rate I think you get a 10 day funding window with Trading 212

Cheers.

Gambler

https://forums.moneysavingexpert.com/discussion/comment/81943255#Comment_81943255

I had no problem transferring out of T212.

Only annoying thing is once the bonus rate ends the rate is no longer competitive.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81943300#Comment_81943300

Can I ask who you transferred out to, and a rough timescale of transfer time?

Gambler

https://forums.moneysavingexpert.com/discussion/comment/81943404#Comment_81943404

Barclays and from memory it took less than a week.

Chip to Barclays on the other hand was a right mess and I ended up cancelling the transfer altogether.

TheBanker

https://forums.moneysavingexpert.com/discussion/comment/81943255#Comment_81943255

I've had this since it was launched (so didn't qualify for any of the more recent "new customer" bonuses. But I did several transfers in both directions without issue. It's still open with a nil balance but I am considering using it for my "day to day" savings in the new tax year - it's flexible, withdrawals are quick and even though I could get a better rate elsewhere it's one less app to worry about as I also use their Stocks and Shares ISA.

nomorekids

HSBC have now increased their 13 month fix to 4.5% 😀 and its included in the cash bonus offer 😀

ccluedo

https://forums.moneysavingexpert.com/discussion/comment/81943487#Comment_81943487

Sorry, what's the cash bonus offer pls?

(I have scrolled back a few pages but can't see it mentioned.)

Thanks

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81943496#Comment_81943496

https://www.hsbc.co.uk/campaign/isa-cashback/

masonic

https://forums.moneysavingexpert.com/discussion/comment/81943086#Comment_81943086

I'll be coming to the end of my time with Plum next week. So far my experience has been good, so we shall see how they deal with the transfer out. They reversed on their bizarre policy to delay crediting interest, and also their policy to not to send bonus interest together with the other funds when someone transfers out at the end of the bonus period.