personal injury claim for 2 adults and 2 children for over turned car

vaio

zzxxcc1122 wrote: »

the £k loss is from what i paid less than a year ago to what the insurers value it at now i purchased my car from a dealer and had finance so had all the usual over inflated costs involved hence the 3 k loss

Read http://www.financial-ombudsman.org.u...valuation.html

it covers pretty much all you need to know re fair valuations

Dealer price is what you should get from your insurer

and, the third party is responsible for any extra financing costs so add those to your uninsured loss claim

TDPIX

zzxxcc1122 wrote: »

we get free prescritions and free health care for elderly all came from us first. yet all our insurance premiums are up due to the lack of english law

Neither are free. Both are paid for.

vaio

yep, but progressively by society rather than regressively by individuals

and that's before you add in the cost of the bureaucracy needed to collect the charges. I think I remember when Wales went free prescriptions it was almost cost neutral because the collection costs pretty much wiped out what they collected.

rs65

mildred1978 wrote: »

I'll give you free care for the elderly. (Free prescriptions were ours first.)

Not sure what else Scotland has done first.

Free eye tests ?

mildred1978

vaio wrote: »

yep, but progressively by society rather than regressively by individuals

and that's before you add in the cost of the bureaucracy needed to collect the charges. I think I remember when Wales went free prescriptions it was almost cost neutral because the collection costs pretty much wiped out what they collected.

Not quite. It would have been, but they didn't account for all the (unentitled) people who would come into Wales (in minibuses in some cases) to take advantage. Someone told me it cost something like £30k in the first year.