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Weekly Spend Challenge w/c 10 June 12

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  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 June 2012 at 6:26PM
    No spends for me yet today. :j Hoping it stays that way :j

    EverTheOptimist - I have been cheating with the joint account - last week for example, I bought two puzzle books and some stationery (a cashbook! and 3 packs of pencils). Ok this didn't add up to much (£3.77 for the stationery, £4 odd for the puzzle books?) but these odd small spends over the year all add up and over the year I must waste quite a lot of money.

    I suppose I must work on the basis that if I had to buy it with my own money and decided against doing so then I musn't buy it with the joint account money.

    it all also doesn't help give a true/accurate picture of my spends so I'm working on Plan B at the moment (whatever Plan B is!!!) oh and no worries re spreadsheet, I'm just trying to be clever and over complicating things as usual!
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Flat_Eric wrote: »
    No spends for me yet today. :j Hoping it stays that way :j

    EverTheOptimist - I have been cheating with the joint account - last week for example, I bought two puzzle books and some stationery (a cashbook! and 3 packs of pencils). Ok this didn't add up to much (£3.77) but these odd small spends over the year all add up and over the year I must waste quite a lot of money.

    I suppose I must work on the basis that if I had to buy it with my own money and decided against doing so then I musn't buy it with the joint account money.

    it all also doesn't help give a true/accurate picture of my spends so I'm working on Plan B at the moment (whatever Plan B is!!!) oh and no worries re spreadsheet, I'm just trying to be clever and over complicating things as usual!

    I know what you mean. I'm not making excuses but we used the joint account as yesterday was an exceptional day and wasnt planned as hubby found out he was working away for 10 days, he was supposed to be home for the weekend but they decided to change it so we had to meet half way. Then we needed to occupy ourselves for the day in a city we didnt know. but it also wasnt fair for either one of us to pay so thats why we went for the joint.

    I tend to budget and plan everything down to every penny, so i use this challenge for the day to day things i waste money on. And i know i would feel like i was cheating if i consistently took from the joint account.

    Also although it is a joint account if i spend from it for something for me i feel like i am cheating hubby too. :D and then feel like he has to take the equivalent money which completely defeats the object.
    SPC 18 Target £200 /
  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sunday: £2.50
    Monday: £0.00
    Tuesday: £
    Wednesday: £
    Thursday: £
    Friday: £
    Saturday: £

    Spend summary... No spends today YAY !
  • £5/£20

    Forgot I had sponsored someone at work so had to break into my purse.
  • flat erik - I've been having a think and I don't know much about Open office, but could you set up a Vlookup formula and combine it with an IF function?

    Takes a bit of time to set up but once you've got the tables done it's pretty whizzy

    For example, on sheet B you could have every possible spend you could make (and it's really simple to expand the field if you add any other spends in) and on A in the cell you want to collateral othe data to the formula would basically be saying

    "if there is a figure in the kindle book column, look it up from ths table of data and put the value into this cell"
    On excel it would look something a bit like this: =IF(a2>(Vlookup,Table range,which column to pick up, which cell you want to enter to front sheet),(leave blank)

    I apologise for the formula - I'm typing on an iPad and can't refer back to a spreadsheet to check it is correct. There should be loads of websites and guides online to help with how to form the formula though.

    Hope this helps :)
  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    flat erik - I've been having a think and I don't know much about Open office, but could you set up a Vlookup formula and combine it with an IF function?

    Takes a bit of time to set up but once you've got the tables done it's pretty whizzy

    For example, on sheet B you could have every possible spend you could make (and it's really simple to expand the field if you add any other spends in) and on A in the cell you want to collateral othe data to the formula would basically be saying

    "if there is a figure in the kindle book column, look it up from ths table of data and put the value into this cell"
    On excel it would look something a bit like this: =IF(a2>(Vlookup,Table range,which column to pick up, which cell you want to enter to front sheet),(leave blank)

    I apologise for the formula - I'm typing on an iPad and can't refer back to a spreadsheet to check it is correct. There should be loads of websites and guides online to help with how to form the formula though.

    Hope this helps :)

    Wow thank you ! will look into that :T:T I am getting bit hooked on my spreadsheet - it will be washing the dishes next :rotfl:
  • ladymay
    ladymay Posts: 1,126 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Evening all,

    Another NSD today - was planning on one anyway, but a CC DD came out earlier than anticipated and made sure. Get paid on Thursday and Friday so I'm seriously skint til then. Might actually make it this week ;)
    2019 Aim: Save £10,000
    Don't sacrifice what you want most for what you want now
  • Baileys_Babe
    Baileys_Babe Posts: 6,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all

    Signing up late again :o, problems with my computer again, it keeps randomly & repeatedly typing c, very frustrating. Managed to grab a few minutes on OH's before he takes it to work for the week early tomorrow morning.

    Last week spent nothing for this challenge. £0/£5

    This week I plan to spend no more than £5

    Spends so far:
    Sunday NSD
    Monday NSD
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today is going to be expensive :( but by buying my sw countdown up front, I get two weeks free (saving £10) and I also get a free book (worth £4.95).

    I'm also going to the pub at lunchtime and its my turn to pay.

    Other than that, I can't think of any spends I need to make ? so hopefully spends can just be as above.
  • elsiepac
    elsiepac Posts: 2,686 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 June 2012 at 6:10PM
    Hi all

    Welcome badger_ I've added you to the first post!

    Film was really good last night, funny and touching! I spent some money on munchies on an Aldi dash before I met mum so we didn't buy anything in there, so am ok with my spend!

    Ruined it though by getting a D0uble D3cker when my friend went on a chocolate run to B00ts for everyone in the office this afternoon - how could I resist?!!!

    Sun 10 Jun: £16.26
    Mon 11 Jun: £8.15 cinema and snacks
    Tue 12 Jun: 70p choccy bar

    Total: £25.11/ £25

    LC
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