Hurrah! Embarking on a money saving adventure.

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  • *mudangel*
    *mudangel* Posts: 119 Forumite
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    Davenport, good call. Perhaps we can crack out the booze at the end of the month for doing such good money saving. Actually, that's another unforeseen benefit of this frugality; we're hardly drinking at all! So easy to have a stressful day at work and pick up a bottle of wine.

    Added other stuff to the Music Magpie order, so that should get us about £50 now. Need to find a box to put everything in and send it.

    Today's target is to spend no more than £10 during the whole day.
    Just bought a new house with the help of this site! :D
  • davenport151
    davenport151 Posts: 647 Forumite
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    Excellent idea Mudangel!
    Mind you money saving or not my treat is a glass of wine at the weekend.
    Good luck. Actually you are putting me to shame at the moment. I really need to declutter. These small houses soon look smaller with lots of stuff around!
    Back on the trains again!



  • *mudangel*
    *mudangel* Posts: 119 Forumite
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    Davenport, alas, I'm not putting you to shame - I've done absolutely nothing on the decluttering front. I've rather underestimated how much time it takes to do a bit of cooking in the evening on top of all the regular stuff I need to get done. But, yes, I do hope our house will magically become huge once I get it cleared. :) It's going to be nice to get rid of the tumble dryer (well, if) someone buys it on eBay. 15 watchers, so here's hoping!

    Achieved yesterday's goal - £6.75 spent on dinner. And it tasted really good! Made butternut squash risotto, had most of the ingredients already so only needed a butternut squash and sage (got dried instead of fresh - cheaper). Was meant to get pine nuts, but they were nearly £3 for a little bag so I didn't bother. Bought a v. cheap bottle of red which cost £4 and was quite drinkable, if not the nicest.

    I'm quids in today, because it's my birthday! I've got £100 (how nice to still get birthday money at 34!) to give to the Bank of Mum for her to add to the savings.

    Cycled to work yesterday, so that's the two day's cycle target met for this week.

    Might have to put ten quid's worth of petrol in the car today.

    Trying to think of a target for today... Ooh, I need to find a box for those CDs, DVDs and stuff.

    Spend limit - £15 pounds today. Including petrol. This might be difficult - we're out helping with a running event tonight, so won't have time to cook dinner and the like. Meh.
    Just bought a new house with the help of this site! :D
  • davenport151
    davenport151 Posts: 647 Forumite
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    I like the challenges that come with money saving in regards to meal planning. If you need pinenuts for example and they are not cheap is there anything that can be substituted? I think i've used sunflower hearts in the past. Or our local sometimes does a really small bag for a fraction of the price.
    Mudangel you have inspired me to get going on decluttering. See what I can sell.
    Many thanks! Good luck with todays challenge, and I hope it went well yesterday.
    Back on the trains again!



  • *mudangel*
    *mudangel* Posts: 119 Forumite
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    Hey, good call on the sunflower seeds - I'd not thought of substituting, so might give that a go. Thanks! How's the decluttering going? I haven't done quite as much as I would have liked, but it's a work in progress. Took two large bags of clothes to Red Cross clothing bank and a load of books.

    Just over a week in and I'm amazed how enjoyable and easy it is to revamp one's finances. I'm loving this challenge.

    So far, I've made some big changes to my outgoings. Totally cut everything right back. I'm set to be £220 a month better off without really lifting a finger.

    The cutting right back on Tesco trips, taking a list and sticking to it, buying best value for money items and planning meals is making colossal savings! Did a big shop today - rice, pasata, tinned veg, frozen food... that kind of stuff to last the week, as well as washing powder, washing up liquid and stuff. Under £19, which is pretty amazing. After last week's big shop, I spent less than £15 from Mon - Fri. We ate good, healthy home-cooked meals.

    Should add, I'm really lucky as I work for a great company which provides breakfast and lunch, so that saves me a few quid anyway. Also, husband put petrol in the car.

    Today's task has been to redecorate daughter's bedroom - makes the home nicer, daughter happier and has inspired more decluttering! Besides, we bought her a new bed a few months back - it's been in its flat-pack state ever since! So, old bed's lined up for eBay once we've assembled the new one - that's tomorrow's task. Did buy some paint today and a brush - £29:11. Didn't realise paint was so pricy!

    Got a box and MusicMagpie are collecting all the stuff we're flogging on Wednesday.

    Am using Spend Diary to note any cash spends or card usage. Helpful to be able to look back and see what's gone where. Really easy to use too.

    So... a fantastic week. Off out tonight with family to go to Strada - got vouchers through from Tesco, so that'll be a cheap night out. :)
    Just bought a new house with the help of this site! :D
  • davenport151
    davenport151 Posts: 647 Forumite
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    Nope, paint aint cheap! Mind you my Mum wanted some wallpaper a while back and thats really gone up in price too.
    Well done with the spend diary. I tend to jusy write down what I spend on food, so I can keep an eye on what goes where. Other things I do tend to think twice (or more) about whether they are really needed (or wanted).
    Back on the trains again!



  • [Deleted User]
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    Do you have a lidl or aldi nearby that you can switch too. Much cheaper than tesco and quality is good. The variety's not always there so you still might need to pop to Mr T's for somethings.

    D9
  • davenport151
    davenport151 Posts: 647 Forumite
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    edited 18 June 2012 at 8:07AM
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    Yes, I find that Domino9. I use Aldi's (luckily it near my Mums). But theres a few things I need to get from Mr T's which is just over the road from me (too handy!) Which is why I have to be even more disciplined!
    Back on the trains again!



  • *mudangel*
    *mudangel* Posts: 119 Forumite
    edited 18 June 2012 at 10:07AM
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    Thanks both! :) Hmm, the nearest Aldi (I think) is a bit of a trip into Cambridge. Could try it if I’m in the area though. We do have a Morrisons reasonably close – is Morrisons much cheaper than Tescos?

    Weekend’s been cheap and productive. Daughter’s bedroom totally redecorated and new bed assembled. She has loads of storage now, because it’s one of those mid-sleeper things with drawers and the like underneath. She’s delighted with it.

    Unfortunately, the rug she loved so much in her bedroom has had to go – can’t get it under the bed. It was quite expensive, so have put on eBay. Daughter was fine about this, because have promised her the money we get from it for her to buy something else for her room.

    Spent under £15 all day yesterday. Got dad a father’s day gift and card. Also, got a few plants from a cheap little garden centre to redo our hanging basket. This was definitely a want rather than a need, but it looks great and inspired me to tidy the front garden. House looks loved again.

    Made £28.xx on eBay from selling stuff last night, so that’s nice. More stuff on there which sells next weekend.

    Today’s goals.

    Send the riding hat I sold on eBay last night.
    Put £10 petrol in the car, but otherwise make today a no-spend day.
    Cancel daughter’s maths lessons for August – she attends an additional class each week and has been doing for ages, just to supplement her learning. We discussed letting her have a break from it and August seems an appropriate time, because childcare’s horrendously expensive that month!

    Goals for the week.

    Cycle to work at least twice.
    Continue bedroom decluttering.
    Find out about getting curtains made up – we have blinds in main bedroom, but they’re just not quite thick enough. My aunt’s a whiz with a sewing machine and we already have some lovely curtain material, so may see if I can pay auntie to make them up.

    The last one’s not really money saving, but is making use of what we have. Priority is to save, second to that comes improving on what we have as cheaply as possible.
    Just bought a new house with the help of this site! :D
  • davenport151
    davenport151 Posts: 647 Forumite
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    Hey Mudangel - The Aldi I visit is Cambridge! Right near my Mums. If you are Just coming in for that you dont need to go anywhere near the town centre.
    Not sure of price comparisons with Morrisons/Tesco as I only very rarely use Morrisons.
    Aldi is definately worth a visit though if you are in the area.
    Back on the trains again!



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