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For my DDs

1568101115

Comments

  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Wow, you've had a busy day! The albondigas sound lovely and what a lot of meals you've made! I think you've earned a sit down and a cuppa now.

    K xx
    Trying for daily wins, and a little security in an insecure world.
  • 2joanne
    2joanne Posts: 134 Forumite
    Still plugging away...4 items listed on eBay and all have bids so will sell....plus saved money on gas and elec this month and hubby had £50 good timekeeping bonus....£77 paid off ...

    So pleased.....
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • Well done Joanne..it all adds up!
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hope you get some good eBay sales :) It does all help :)

    Checked my clubcard vouchers tonight and found I'd got £5 in unspent vouchers :D How happy am I?

    K xx
    Trying for daily wins, and a little security in an insecure world.
  • 2joanne
    2joanne Posts: 134 Forumite
    Cricket...where dies the time go? Sunday again..up at the crack if dawn, soup made, fish pie made, little ones bedroom decluttered from top to toe(toying with the idea off car boot as eBay will take forever), 9 items now listed on eBay...off to do some shopping for school clothes now...wish me luck....hopefully I'll save some money on some bargains...have budgeted £200 but am really wanting to break £2000 cleared off my debt is will be being extra careful so I can make this goal this month!!

    Will check in later and report my successes or lack if them!!!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • 2joanne
    2joanne Posts: 134 Forumite
    Up early following a sleepless night...I'm a little teary today..just feeling weary...feel like I've worked so hard but it's only made a small dent in the mountain of debt we have...

    Lots of changes happening in my life have me a little rattled me thinks...but I'm determined to dust myself down hold my head up and battle on....wish me luck!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • fantastiyk
    fantastiyk Posts: 324 Forumite
    Hi Joanne,
    I think you're doing really well. Good luck!!!!!!!!
    I know how you feel. I feel the same this week. It's like we do all this work and get next to nowhere on the debt reductions. a lot of my payments get sucked up on interest and as we're both not working at the moment I can't seem to get the debt any cheaper anywhere.
    Am seriously considering doing a "beans on toast" week. I read about it on another post where the poster did this for a week and had extra to throw at their debt. It wouldn't be the healthiest of options but it might reduce my stress. Can't imagine the kids being too chuffed either.
    Your signature is really good. It's good to keep track of what you've done as well as where you want to go. I stopped doing it that way as I felt I couldnt focus on one debt when they were all looking at me, but I find I have less and less money to pay off debts any more. And thats only since trying to be more frugal.

    Its a bit of a cycle, the less sleep we get the more stressed and teary we get, the more stressed we get the less sleep we get, but tears are good, they release stress.
    I hope things improve for you. And do come on here for support, it helps a lot.
  • Your doing great Joanne.. try and focus on all you HAVE achieved!
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Little pebbles rolling down a hill can start an avalanche. And, nothing good is ever easy :) (((hugs))) you'll get there. I know you can. :)

    I surprised myself by double checking the loyalty card totals I've accrued. Found out I had more than I thought so it might be worth checking to see if you've any forgotten points that you could use.

    It all helps, hon.

    K xx
    Trying for daily wins, and a little security in an insecure world.
  • 2joanne
    2joanne Posts: 134 Forumite
    Thanks fantastiyk, wantabetterlife and K for all your kind messages....bit more sleep last night and trying to focus on how far I've come...just gonna think abut the £150.37 or so I need to find to clear the £2000 cleared mark....waiting for eBay buyers to pay up which will bring in about £30...and trying to arrange sitters to do a carboot Sunday with all the junk I've decluttered so far....

    Still feeling weary but am gonna just get my head down and plough on....wish me luck xxxxxx
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
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